Rmv ntr oi imp sk tc esp<100 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$326.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,485.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.44 with Univera vs $7,371.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $30.44 ↓ -91%
Univera Univera Healthy New York $30.44 ↓ -91%
Univera Univera Medicare $37.10 ↓ -89%
Univera Univera Commercial $39.80 ↓ -88%
Amerihealth Amerihealth Caritas D-SNP Medicare $393.90 ↑ +21%
Amerihealth Amerihealth Caritas Medicare (NY) $393.90 ↑ +21%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $495.18 ↑ +52%
Geisinger Geisinger CHIP $543.95 ↑ +66%
Amerihealth Amerihealth Caritas CHC Medicaid $543.95 ↑ +66%
Amerihealth Amerihealth Caritas HC Medicaid $543.95 ↑ +66%
Geisinger Geisinger Medicaid HC $543.95 ↑ +66%
United Healthcare United Healthcare Medicaid $543.95 ↑ +66%
Highmark Highmark Together Blue $570.13 ↑ +75%
Highmark Highmark Community Blue $603.10 ↑ +85%
Highmark Highmark Social Mission Indemnity $603.10 ↑ +85%
Highmark Highmark My Blue Access $603.10 ↑ +85%
Highmark Highmark My Direct Blue $603.10 ↑ +85%
Highmark Highmark Performance Blue $603.10 ↑ +85%
Highmark Highmark Blue High Performance $603.10 ↑ +85%
Highmark Highmark Connect Blue $603.10 ↑ +85%
Highmark Highmark Social Mission Managed Care $603.10 ↑ +85%
Highmark Highmark Indemnity $603.10 ↑ +85%
Highmark Highmark Managed Care $603.10 ↑ +85%
Cigna Cigna Commercial $846.24 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $884.68 ↑ +171%
United Healthcare United Healthcare Of OH Medicaid $932.72 ↑ +185%
United Healthcare United Healthcare Commercial $932.72 ↑ +185%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +256%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +263%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +280%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +292%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +292%
Highmark Highmark Community Blue Medicare PPO $3,532.38 ↑ +981%
Highmark Highmark Complete Blue Medicare $3,532.38 ↑ +981%
Highmark Highmark Freedom Blue $3,570.77 ↑ +993%
Life Pittsburgh Life Pittsburgh Medicare $3,839.54 ↑ +1075%
Martin's Point Martin's Point $3,839.54 ↑ +1075%
American Health Plans American Health Plans Medicare $3,839.54 ↑ +1075%
Devoted Medicare Devoted Health Medicare Advantage $3,954.73 ↑ +1111%
Highmark Highmark Together Blue Medicare $3,993.12 ↑ +1122%
Highmark Highmark Community Blue Medicare HMO $3,993.12 ↑ +1122%
Highmark Highmark Security Blue $3,993.12 ↑ +1122%
Aetna Aetna Medicare $3,993.12 ↑ +1122%
Amerihealth Amerihealth Medicare New York $4,031.52 ↑ +1134%
Humana Humana Commercial $4,069.91 ↑ +1146%
United Healthcare United Healthcare Medicare I-SNP $4,108.31 ↑ +1158%
United Healthcare United Healthcare Medicare D-SNP $4,146.71 ↑ +1169%
Molina Molina Ohio $4,185.10 ↑ +1181%
Highmark Highmark Performance Blue Enhanced $5,592.68 ↑ +1612%
Aetna Aetna Commercial $7,371.92 ↑ +2156%

Visitor-reported prices

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Rmv ntr oi imp sk tc esp<100 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,839.54 $319.57 – $6,126.58
Harlem Hospital Center New York $3,839.54 $596.74 – $4,615.36
Kings County Hospital Center Brooklyn $3,839.54 $319.57 – $6,126.58
Lincoln Medical Center Bronx $3,839.54 $613.75 – $4,615.36
Metropolitan Hospital Center New York $3,839.54 $613.75 – $4,615.36
Queens Hospital Center Jamaica $3,839.54 $319.57 – $6,126.58
Woodhull Medical Center Brooklyn $3,839.54 $319.57 – $6,126.58
South Brooklyn Health Brooklyn $3,839.54 $613.75 – $4,615.36

All New-york hospitals for this procedure →