Rf abltj nrv nrvtg si jt at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$121.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$551.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.97 with Univera vs $4,436.79 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $15.97 ↓ -87%
Univera Univera Essential Plan $15.97 ↓ -87%
Univera Univera Medicare $19.39 ↓ -84%
Univera Univera Commercial $22.81 ↓ -81%
Highmark Highmark Community Blue Medicare $170.73 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $183.58 ↑ +51%
Highmark Highmark Security Blue $189.09 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $194.59 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $194.59 ↑ +61%
American Health Plans American Health Plans Medicare $201.94 ↑ +67%
Highmark Highmark Together Blue $224.27 ↑ +85%
Highmark Highmark Social Mission Managed Care $237.24 ↑ +96%
Highmark Highmark Indemnity $237.24 ↑ +96%
Highmark Highmark Managed Care $237.24 ↑ +96%
Highmark Highmark My Blue Access $237.24 ↑ +96%
Highmark Highmark My Direct Blue $237.24 ↑ +96%
Highmark Highmark Performance Blue $237.24 ↑ +96%
Highmark Highmark Social Mission Indemnity $237.24 ↑ +96%
Highmark Highmark Blue High Performance $237.24 ↑ +96%
Highmark Highmark Community Blue $237.24 ↑ +96%
Highmark Highmark Connect Blue $237.24 ↑ +96%
Cigna Cigna Commercial $310.75 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $355.59 ↑ +193%
United Healthcare United Healthcare Of OH Medicaid $374.89 ↑ +209%
United Healthcare United Healthcare Commercial $374.89 ↑ +209%
United Healthcare United Healthcare Medicaid $1,754.38 ↑ +1347%
United Healthcare United Healthcare CHIP $1,754.38 ↑ +1347%
Highmark Highmark Complete Blue Medicare $2,125.96 ↑ +1654%
Highmark Highmark Community Blue Medicare PPO $2,125.96 ↑ +1654%
Highmark Highmark Freedom Blue $2,149.07 ↑ +1673%
Martin's Point Martin's Point $2,310.83 ↑ +1806%
Aetna Aetna Medicare $2,403.26 ↑ +1883%
Highmark Highmark Together Blue Medicare $2,403.26 ↑ +1883%
Highmark Highmark Community Blue Medicare HMO $2,403.26 ↑ +1883%
Amerihealth Amerihealth Medicare New York $2,426.37 ↑ +1902%
Amerihealth Amerihealth Caritas D-SNP Medicare $2,426.37 ↑ +1902%
Humana Humana Commercial $2,449.48 ↑ +1921%
United Healthcare United Healthcare Medicare I-SNP $2,472.59 ↑ +1940%
United Healthcare United Healthcare Medicare D-SNP $2,495.70 ↑ +1959%
Molina Molina Ohio $2,518.80 ↑ +1978%
Highmark Highmark Performance Blue Enhanced $3,365.95 ↑ +2677%
Aetna Aetna Commercial $4,436.79 ↑ +3560%

Visitor-reported prices

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Rf abltj nrv nrvtg si jt at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,310.83 $216.68 – $3,656.33
Kings County Hospital Center Brooklyn $2,310.83 $221.80 – $3,656.33
Lincoln Medical Center Bronx $2,310.83 $221.80 – $2,754.44
Metropolitan Hospital Center New York $2,310.83 $221.80 – $2,754.44
UPMC Chautauqua Jamestown $3,763.80 $192.00 – $5,983.67
Queens Hospital Center Jamaica $2,310.83 $216.65 – $3,656.33
Woodhull Medical Center Brooklyn $2,310.83 $221.80 – $3,656.33
South Brooklyn Health Brooklyn $2,310.83 $221.80 – $2,754.44

All New-york hospitals for this procedure →