Rev rplcm arthrp 1ntrspc crv at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$1,444.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,565.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$185.55 with Univera vs $4,474.81 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $185.55 ↓ -87%
Univera Univera Essential Plan $185.55 ↓ -87%
Univera Univera Medicare $243.75 ↓ -83%
Univera Univera Commercial $384.21 ↓ -73%
United Healthcare United Healthcare CHIP $2,254.19 ↑ +56%
United Healthcare United Healthcare Medicaid $2,254.19 ↑ +56%
Highmark Highmark Together Blue $2,448.97 ↑ +70%
Highmark Highmark My Direct Blue $2,590.58 ↑ +79%
Highmark Highmark Performance Blue $2,590.58 ↑ +79%
Highmark Highmark Social Mission Indemnity $2,590.58 ↑ +79%
Highmark Highmark Social Mission Managed Care $2,590.58 ↑ +79%
Highmark Highmark Blue High Performance $2,590.58 ↑ +79%
Highmark Highmark Community Blue $2,590.58 ↑ +79%
Highmark Highmark Connect Blue $2,590.58 ↑ +79%
Highmark Highmark Indemnity $2,590.58 ↑ +79%
Highmark Highmark Managed Care $2,590.58 ↑ +79%
Highmark Highmark My Blue Access $2,590.58 ↑ +79%
Cigna Cigna Commercial $3,719.42 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $4,244.37 ↑ +194%
United Healthcare United Healthcare Of OH Medicaid $4,474.81 ↑ +210%
United Healthcare United Healthcare Commercial $4,474.81 ↑ +210%

Visitor-reported prices

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Rev rplcm arthrp 1ntrspc crv at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $17,913.59 $1,153.38 – $43,774.37
Kings County Hospital Center Brooklyn $17,913.59 $1,153.38 – $43,774.37
Queens Hospital Center Jamaica $17,913.59 $1,153.38 – $43,774.37
Woodhull Medical Center Brooklyn $17,913.59 $1,153.38 – $43,774.37
Lincoln Medical Center Bronx not published $2,919.03 – $43,774.37
Metropolitan Hospital Center New York not published $2,919.03 – $43,774.37
South Brooklyn Health Brooklyn not published $2,919.03 – $43,774.37
North Central Bronx Bronx not published $2,919.03 – $43,774.37

All New-york hospitals for this procedure →