Resect forarm/wrist tum 3cm> at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$724.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,292.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.52 with Univera vs $6,502.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $94.52 ↓ -87%
Univera Univera Healthy New York $94.52 ↓ -87%
Univera Univera Medicare $123.79 ↓ -83%
Univera Univera Commercial $139.01 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $147.93 ↓ -80%
Amerihealth Amerihealth Caritas Medicare (NY) $147.93 ↓ -80%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $185.97 ↓ -74%
Geisinger Geisinger CHIP $204.29 ↓ -72%
Amerihealth Amerihealth Caritas CHC Medicaid $204.29 ↓ -72%
Amerihealth Amerihealth Caritas HC Medicaid $204.29 ↓ -72%
Geisinger Geisinger Medicaid HC $204.29 ↓ -72%
United Healthcare United Healthcare Medicaid $204.29 ↓ -72%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +61%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +64%
Highmark Highmark Together Blue $1,221.54 ↑ +69%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +71%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +77%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +77%
Highmark Highmark Connect Blue $1,292.17 ↑ +78%
Highmark Highmark Indemnity $1,292.17 ↑ +78%
Highmark Highmark Managed Care $1,292.17 ↑ +78%
Highmark Highmark My Blue Access $1,292.17 ↑ +78%
Highmark Highmark My Direct Blue $1,292.17 ↑ +78%
Highmark Highmark Performance Blue $1,292.17 ↑ +78%
Highmark Highmark Social Mission Managed Care $1,292.17 ↑ +78%
Highmark Highmark Community Blue $1,292.17 ↑ +78%
Highmark Highmark Blue High Performance $1,292.17 ↑ +78%
Highmark Highmark Social Mission Indemnity $1,292.17 ↑ +78%
Cigna Cigna Commercial $1,859.76 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $2,131.47 ↑ +194%
United Healthcare United Healthcare Commercial $2,247.20 ↑ +210%
United Healthcare United Healthcare Of OH Medicaid $2,247.20 ↑ +210%
Highmark Highmark Community Blue Medicare PPO $3,115.89 ↑ +330%
Highmark Highmark Complete Blue Medicare $3,115.89 ↑ +330%
Highmark Highmark Freedom Blue $3,149.76 ↑ +335%
Martin's Point Martin's Point $3,386.84 ↑ +368%
Life Pittsburgh Life Pittsburgh Medicare $3,386.84 ↑ +368%
American Health Plans American Health Plans Medicare $3,386.84 ↑ +368%
Devoted Medicare Devoted Health Medicare Advantage $3,488.44 ↑ +382%
Highmark Highmark Together Blue Medicare $3,522.31 ↑ +386%
Highmark Highmark Community Blue Medicare HMO $3,522.31 ↑ +386%
Highmark Highmark Security Blue $3,522.31 ↑ +386%
Aetna Aetna Medicare $3,522.31 ↑ +386%
Amerihealth Amerihealth Medicare New York $3,556.18 ↑ +391%
Humana Humana Commercial $3,590.05 ↑ +396%
United Healthcare United Healthcare Medicare I-SNP $3,623.91 ↑ +400%
United Healthcare United Healthcare Medicare D-SNP $3,657.78 ↑ +405%
Molina Molina Ohio $3,691.65 ↑ +410%
Highmark Highmark Performance Blue Enhanced $4,933.26 ↑ +581%
Aetna Aetna Commercial $6,502.72 ↑ +798%

Visitor-reported prices

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Resect forarm/wrist tum 3cm> at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,386.84 $679.99 – $7,251.82
Harlem Hospital Center New York $3,386.84 $1,253.00 – $7,251.82
Kings County Hospital Center Brooklyn $3,386.84 $679.99 – $7,251.82
Lincoln Medical Center Bronx $3,386.84 $1,253.00 – $7,251.82
Metropolitan Hospital Center New York $3,386.84 $1,253.00 – $7,251.82
Queens Hospital Center Jamaica $3,386.84 $679.99 – $7,251.82
Woodhull Medical Center Brooklyn $3,386.84 $679.99 – $7,251.82
South Brooklyn Health Brooklyn $3,386.84 $1,253.00 – $7,251.82

All New-york hospitals for this procedure →