Repair palate at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$454.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,066.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.45 with Univera vs $13,440.68 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $54.45 ↓ -88%
Univera Univera Healthy New York $54.45 ↓ -88%
Univera Univera Medicare $68.34 ↓ -85%
Univera Univera Commercial $80.07 ↓ -82%
Amerihealth Amerihealth Caritas D-SNP Medicare $100.55 ↓ -78%
Amerihealth Amerihealth Caritas Medicare (NY) $100.55 ↓ -78%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $126.40 ↓ -72%
Geisinger Geisinger CHIP $138.85 ↓ -69%
Amerihealth Amerihealth Caritas CHC Medicaid $138.85 ↓ -69%
Amerihealth Amerihealth Caritas HC Medicaid $138.85 ↓ -69%
Geisinger Geisinger Medicaid HC $138.85 ↓ -69%
United Healthcare United Healthcare Medicaid $138.85 ↓ -69%
Highmark Highmark Together Blue $794.63 ↑ +75%
Highmark Highmark Community Blue $840.58 ↑ +85%
Highmark Highmark Social Mission Managed Care $840.58 ↑ +85%
Highmark Highmark Social Mission Indemnity $840.58 ↑ +85%
Highmark Highmark Blue High Performance $840.58 ↑ +85%
Highmark Highmark Performance Blue $840.58 ↑ +85%
Highmark Highmark Connect Blue $840.58 ↑ +85%
Highmark Highmark My Direct Blue $840.58 ↑ +85%
Highmark Highmark Indemnity $840.58 ↑ +85%
Highmark Highmark My Blue Access $840.58 ↑ +85%
Highmark Highmark Managed Care $840.58 ↑ +85%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +156%
Cigna Cigna Commercial $1,170.38 ↑ +157%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +161%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +173%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +182%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +182%
United Healthcare United Healthcare Navigate Nexus Commercial $1,297.99 ↑ +186%
United Healthcare United Healthcare Of OH Medicaid $1,368.47 ↑ +201%
United Healthcare United Healthcare Commercial $1,368.47 ↑ +201%
Highmark Highmark Community Blue Medicare PPO $6,440.33 ↑ +1317%
Highmark Highmark Complete Blue Medicare $6,440.33 ↑ +1317%
Highmark Highmark Freedom Blue $6,510.33 ↑ +1332%
Life Pittsburgh Life Pittsburgh Medicare $7,000.36 ↑ +1440%
Martin's Point Martin's Point $7,000.36 ↑ +1440%
American Health Plans American Health Plans Medicare $7,000.36 ↑ +1440%
Devoted Medicare Devoted Health Medicare Advantage $7,210.37 ↑ +1486%
Highmark Highmark Together Blue Medicare $7,280.37 ↑ +1502%
Highmark Highmark Community Blue Medicare HMO $7,280.37 ↑ +1502%
Highmark Highmark Security Blue $7,280.37 ↑ +1502%
Aetna Aetna Medicare $7,280.37 ↑ +1502%
Amerihealth Amerihealth Medicare New York $7,350.37 ↑ +1517%
Humana Humana Commercial $7,420.38 ↑ +1533%
United Healthcare United Healthcare Medicare I-SNP $7,490.38 ↑ +1548%
United Healthcare United Healthcare Medicare D-SNP $7,560.38 ↑ +1563%
Molina Molina Ohio $7,630.39 ↑ +1579%
Highmark Highmark Performance Blue Enhanced $10,196.72 ↑ +2143%
Aetna Aetna Commercial $13,440.68 ↑ +2857%

Visitor-reported prices

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Repair palate at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $7,000.36 $455.64 – $14,779.26
Harlem Hospital Center New York $7,000.36 $615.00 – $14,779.26
Kings County Hospital Center Brooklyn $7,000.36 $455.64 – $14,779.26
Lincoln Medical Center Bronx $7,000.36 $615.00 – $14,779.26
Metropolitan Hospital Center New York $7,000.36 $615.00 – $14,779.26
Queens Hospital Center Jamaica $7,000.36 $455.64 – $14,779.26
Woodhull Medical Center Brooklyn $7,000.36 $455.64 – $14,779.26
South Brooklyn Health Brooklyn $7,000.36 $615.00 – $14,779.26

All New-york hospitals for this procedure →