Repair of web finger at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$388.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,766.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.80 with Amerihealth vs $3,636.21 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth | Amerihealth Medicaid CHC | $20.80 | ↓ -95% |
| Amerihealth | Amerihealth Medicaid HC | $20.80 | ↓ -95% |
| Univera | Univera Essential Plan | $52.12 | ↓ -87% |
| Univera | Univera Healthy New York | $52.12 | ↓ -87% |
| Univera | Univera Medicare | $68.26 | ↓ -82% |
| Univera | Univera Commercial | $76.65 | ↓ -80% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $470.40 | ↑ +21% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $470.40 | ↑ +21% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $591.36 | ↑ +52% |
| Geisinger | Geisinger CHIP | $649.60 | ↑ +67% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $649.60 | ↑ +67% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $649.60 | ↑ +67% |
| Geisinger | Geisinger Medicaid HC | $649.60 | ↑ +67% |
| United Healthcare | United Healthcare Medicaid | $649.60 | ↑ +67% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $672.00 | ↑ +73% |
| Highmark | Highmark Together Blue | $673.31 | ↑ +73% |
| Jefferson Health Plans | Jefferson Health Plans | $685.44 | ↑ +76% |
| Highmark | Highmark Community Blue | $712.24 | ↑ +83% |
| Highmark | Highmark Indemnity | $712.24 | ↑ +83% |
| Highmark | Highmark Managed Care | $712.24 | ↑ +83% |
| Highmark | Highmark My Blue Access | $712.24 | ↑ +83% |
| Highmark | Highmark My Direct Blue | $712.24 | ↑ +83% |
| Highmark | Highmark Performance Blue | $712.24 | ↑ +83% |
| Highmark | Highmark Social Mission Indemnity | $712.24 | ↑ +83% |
| Highmark | Highmark Social Mission Managed Care | $712.24 | ↑ +83% |
| Highmark | Highmark Blue High Performance | $712.24 | ↑ +83% |
| Highmark | Highmark Connect Blue | $712.24 | ↑ +83% |
| Cigna | Cigna Commercial | $1,008.25 | ↑ +160% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $1,086.95 | ↑ +180% |
| United Healthcare | United Healthcare Commercial | $1,145.97 | ↑ +195% |
| United Healthcare | United Healthcare Of OH Medicaid | $1,145.97 | ↑ +195% |
| United Healthcare | United Healthcare CHIP | $1,241.60 | ↑ +220% |
| Highmark | Highmark Complete Blue Medicare | $1,742.35 | ↑ +348% |
| Highmark | Highmark Community Blue Medicare PPO | $1,742.35 | ↑ +348% |
| Highmark | Highmark Freedom Blue | $1,761.29 | ↑ +353% |
| American Health Plans | American Health Plans Medicare | $1,893.86 | ↑ +387% |
| Life Pittsburgh | Life Pittsburgh Medicare | $1,893.86 | ↑ +387% |
| Martin's Point | Martin's Point | $1,893.86 | ↑ +387% |
| Devoted Medicare | Devoted Health Medicare Advantage | $1,950.68 | ↑ +402% |
| Highmark | Highmark Community Blue Medicare HMO | $1,969.62 | ↑ +407% |
| Aetna | Aetna Medicare | $1,969.62 | ↑ +407% |
| Highmark | Highmark Together Blue Medicare | $1,969.62 | ↑ +407% |
| Highmark | Highmark Security Blue | $1,969.62 | ↑ +407% |
| Amerihealth | Amerihealth Medicare New York | $1,988.55 | ↑ +412% |
| Humana | Humana Commercial | $2,007.49 | ↑ +417% |
| United Healthcare | United Healthcare Medicare I-SNP | $2,026.43 | ↑ +422% |
| United Healthcare | United Healthcare Medicare D-SNP | $2,045.37 | ↑ +426% |
| Molina | Molina Ohio | $2,064.31 | ↑ +431% |
| Highmark | Highmark Performance Blue Enhanced | $2,758.60 | ↑ +610% |
| Aetna | Aetna Commercial | $3,636.21 | ↑ +836% |
Visitor-reported prices
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Repair of web finger at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $1,893.86 | $335.74 – $4,014.46 |
| Harlem Hospital Center | New York | $1,893.86 | $726.98 – $4,014.46 |
| Kings County Hospital Center | Brooklyn | $1,893.86 | $335.74 – $4,014.46 |
| Lincoln Medical Center | Bronx | $1,893.86 | $750.32 – $4,014.46 |
| Metropolitan Hospital Center | New York | $1,893.86 | $750.32 – $4,014.46 |
| Queens Hospital Center | Jamaica | $1,893.86 | $335.74 – $4,014.46 |
| Woodhull Medical Center | Brooklyn | $1,893.86 | $335.74 – $4,014.46 |
| South Brooklyn Health | Brooklyn | $1,893.86 | $750.32 – $4,014.46 |