Repair of low back nerves at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$849.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,862.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$122.16 with Univera vs $14,550.37 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $122.16 | ↓ -86% |
| Univera | Univera Healthy New York | $122.16 | ↓ -86% |
| Univera | Univera Medicare | $148.27 | ↓ -83% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $170.63 | ↓ -80% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $170.63 | ↓ -80% |
| Univera | Univera Commercial | $174.47 | ↓ -79% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $214.50 | ↓ -75% |
| Geisinger | Geisinger CHIP | $235.63 | ↓ -72% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $235.63 | ↓ -72% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $235.63 | ↓ -72% |
| Geisinger | Geisinger Medicaid HC | $235.63 | ↓ -72% |
| United Healthcare | United Healthcare Medicaid | $235.63 | ↓ -72% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $243.75 | ↓ -71% |
| Jefferson Health Plans | Jefferson Health Plans | $248.63 | ↓ -71% |
| Amerihealth | Amerihealth Medicaid CHC | $268.13 | ↓ -68% |
| Amerihealth | Amerihealth Medicaid HC | $268.13 | ↓ -68% |
| United Healthcare | United Healthcare CHIP | $1,241.60 | ↑ +46% |
| Highmark | Highmark Together Blue | $1,582.94 | ↑ +86% |
| Highmark | Highmark Community Blue | $1,674.48 | ↑ +97% |
| Highmark | Highmark Connect Blue | $1,674.48 | ↑ +97% |
| Highmark | Highmark Indemnity | $1,674.48 | ↑ +97% |
| Highmark | Highmark Managed Care | $1,674.48 | ↑ +97% |
| Highmark | Highmark My Blue Access | $1,674.48 | ↑ +97% |
| Highmark | Highmark My Direct Blue | $1,674.48 | ↑ +97% |
| Highmark | Highmark Performance Blue | $1,674.48 | ↑ +97% |
| Highmark | Highmark Social Mission Managed Care | $1,674.48 | ↑ +97% |
| Highmark | Highmark Blue High Performance | $1,674.48 | ↑ +97% |
| Highmark | Highmark Social Mission Indemnity | $1,674.48 | ↑ +97% |
| Cigna | Cigna Commercial | $2,181.74 | ↑ +157% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $2,522.11 | ↑ +197% |
| United Healthcare | United Healthcare Commercial | $2,659.04 | ↑ +213% |
| United Healthcare | United Healthcare Of OH Medicaid | $2,659.04 | ↑ +213% |
| Highmark | Highmark Complete Blue Medicare | $6,972.05 | ↑ +721% |
| Highmark | Highmark Community Blue Medicare PPO | $6,972.05 | ↑ +721% |
| Highmark | Highmark Freedom Blue | $7,047.84 | ↑ +730% |
| Martin's Point | Martin's Point | $7,578.32 | ↑ +792% |
| Life Pittsburgh | Life Pittsburgh Medicare | $7,578.32 | ↑ +792% |
| American Health Plans | American Health Plans Medicare | $7,578.32 | ↑ +792% |
| Devoted Medicare | Devoted Health Medicare Advantage | $7,805.67 | ↑ +819% |
| Highmark | Highmark Together Blue Medicare | $7,881.45 | ↑ +828% |
| Highmark | Highmark Community Blue Medicare HMO | $7,881.45 | ↑ +828% |
| Highmark | Highmark Security Blue | $7,881.45 | ↑ +828% |
| Aetna | Aetna Medicare | $7,881.45 | ↑ +828% |
| Amerihealth | Amerihealth Medicare New York | $7,957.24 | ↑ +837% |
| Humana | Humana Commercial | $8,033.02 | ↑ +845% |
| United Healthcare | United Healthcare Medicare I-SNP | $8,108.80 | ↑ +854% |
| United Healthcare | United Healthcare Medicare D-SNP | $8,184.59 | ↑ +863% |
| Molina | Molina Ohio | $8,260.37 | ↑ +872% |
| Highmark | Highmark Performance Blue Enhanced | $11,038.58 | ↑ +1199% |
| Aetna | Aetna Commercial | $14,550.37 | ↑ +1613% |
Visitor-reported prices
Comments
Repair of low back nerves at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $7,578.32 | $803.76 – $11,367.48 |
| Harlem Hospital Center | New York | $7,578.32 | $1,451.00 – $11,367.48 |
| Kings County Hospital Center | Brooklyn | $7,578.32 | $803.76 – $11,367.48 |
| Lincoln Medical Center | Bronx | $7,578.32 | $1,451.00 – $11,367.48 |
| Metropolitan Hospital Center | New York | $7,578.32 | $1,451.00 – $11,367.48 |
| Queens Hospital Center | Jamaica | $7,578.32 | $803.76 – $11,367.48 |
| Woodhull Medical Center | Brooklyn | $7,578.32 | $803.76 – $11,367.48 |
| South Brooklyn Health | Brooklyn | $7,578.32 | $1,451.00 – $11,367.48 |