Repair defect of artery at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$839.08

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,814.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$75.93 with Univera vs $2,700.19 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $75.93 ↓ -91%
Univera Univera Healthy New York $75.93 ↓ -91%
Univera Univera Medicare $106.72 ↓ -87%
Univera Univera Commercial $118.81 ↓ -86%
Amerihealth Amerihealth Caritas Medicare (NY) $201.08 ↓ -76%
Amerihealth Amerihealth Caritas D-SNP Medicare $201.08 ↓ -76%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $252.78 ↓ -70%
Amerihealth Amerihealth Caritas CHC Medicaid $277.68 ↓ -67%
Amerihealth Amerihealth Caritas HC Medicaid $277.68 ↓ -67%
Geisinger Geisinger CHIP $277.68 ↓ -67%
Geisinger Geisinger Medicaid HC $277.68 ↓ -67%
United Healthcare United Healthcare Medicaid $277.68 ↓ -67%
United Healthcare United Healthcare CHIP $306.40 ↓ -63%
Highmark Highmark Together Blue $1,531.81 ↑ +83%
Highmark Highmark Performance Blue $1,620.38 ↑ +93%
Highmark Highmark Social Mission Indemnity $1,620.38 ↑ +93%
Highmark Highmark Social Mission Managed Care $1,620.38 ↑ +93%
Highmark Highmark Indemnity $1,620.38 ↑ +93%
Highmark Highmark My Blue Access $1,620.38 ↑ +93%
Highmark Highmark My Direct Blue $1,620.38 ↑ +93%
Highmark Highmark Connect Blue $1,620.38 ↑ +93%
Highmark Highmark Community Blue $1,620.38 ↑ +93%
Highmark Highmark Blue High Performance $1,620.38 ↑ +93%
Highmark Highmark Managed Care $1,620.38 ↑ +93%
Cigna Cigna Commercial $2,165.11 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $2,561.13 ↑ +205%
United Healthcare United Healthcare Commercial $2,700.19 ↑ +222%
United Healthcare United Healthcare Of OH Medicaid $2,700.19 ↑ +222%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Repair defect of artery at other New-york hospitals

Hospital City Cash price Negotiated range
Rochester General Hospital Rochester $9,262.67 not published
Clifton Springs Hospital and Clinic Clifton Springs $9,262.67 $1,019.20 – $1,535.75
The Unity Hospital of Rochester Rochester $11,400.21 not published
Newark Wayne Community Hospital Newark $9,262.67 $1,185.12 – $2,469.43
Bellevue Hospital Center NY 10016 not published $868.90 – $2,231.61
Harlem Hospital Center New York not published $1,549.73 – $2,231.61
Kings County Hospital Center Brooklyn not published $868.90 – $2,320.52
Lincoln Medical Center Bronx not published $1,553.00 – $2,320.52

All New-york hospitals for this procedure →