Repair defect arm art 35045 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$587.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,669.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.49 with Univera vs $12,282.03 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $53.49 ↓ -91%
Univera Univera Healthy New York $53.49 ↓ -91%
Univera Univera Medicare $75.18 ↓ -87%
Univera Univera Commercial $83.70 ↓ -86%
Amerihealth Amerihealth Caritas D-SNP Medicare $126.00 ↓ -79%
Amerihealth Amerihealth Caritas Medicare (NY) $126.00 ↓ -79%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $158.40 ↓ -73%
Geisinger Geisinger CHIP $174.00 ↓ -70%
Amerihealth Amerihealth Caritas CHC Medicaid $174.00 ↓ -70%
Amerihealth Amerihealth Caritas HC Medicaid $174.00 ↓ -70%
Geisinger Geisinger Medicaid HC $174.00 ↓ -70%
United Healthcare United Healthcare Medicaid $174.00 ↓ -70%
Highmark Highmark Together Blue $1,078.09 ↑ +84%
Highmark Highmark Community Blue $1,140.43 ↑ +94%
Highmark Highmark Social Mission Managed Care $1,140.43 ↑ +94%
Highmark Highmark Social Mission Indemnity $1,140.43 ↑ +94%
Highmark Highmark Blue High Performance $1,140.43 ↑ +94%
Highmark Highmark Performance Blue $1,140.43 ↑ +94%
Highmark Highmark Connect Blue $1,140.43 ↑ +94%
Highmark Highmark My Direct Blue $1,140.43 ↑ +94%
Highmark Highmark Indemnity $1,140.43 ↑ +94%
Highmark Highmark My Blue Access $1,140.43 ↑ +94%
Highmark Highmark Managed Care $1,140.43 ↑ +94%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +98%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +102%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +111%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +118%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +118%
Cigna Cigna Commercial $1,521.56 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $1,816.08 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $1,914.68 ↑ +226%
United Healthcare United Healthcare Commercial $1,914.68 ↑ +226%
Highmark Highmark Complete Blue Medicare $5,885.14 ↑ +902%
Highmark Highmark Community Blue Medicare PPO $5,885.14 ↑ +902%
Highmark Highmark Freedom Blue $5,949.11 ↑ +913%
Life Pittsburgh Life Pittsburgh Medicare $6,396.89 ↑ +989%
Martin's Point Martin's Point $6,396.89 ↑ +989%
American Health Plans American Health Plans Medicare $6,396.89 ↑ +989%
Devoted Medicare Devoted Health Medicare Advantage $6,588.80 ↑ +1022%
Highmark Highmark Together Blue Medicare $6,652.76 ↑ +1033%
Highmark Highmark Community Blue Medicare HMO $6,652.76 ↑ +1033%
Highmark Highmark Security Blue $6,652.76 ↑ +1033%
Aetna Aetna Medicare $6,652.76 ↑ +1033%
Amerihealth Amerihealth Medicare New York $6,716.73 ↑ +1044%
Humana Humana Commercial $6,780.70 ↑ +1055%
United Healthcare United Healthcare Medicare I-SNP $6,844.67 ↑ +1066%
United Healthcare United Healthcare Medicare D-SNP $6,908.64 ↑ +1077%
Molina Molina Ohio $6,972.61 ↑ +1087%
Highmark Highmark Performance Blue Enhanced $9,317.71 ↑ +1487%
Aetna Aetna Commercial $12,282.03 ↑ +1992%

Visitor-reported prices

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Repair defect arm art 35045 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $6,396.89 $727.20 – $13,892.12
Harlem Hospital Center New York $6,396.89 $1,084.48 – $13,892.12
Kings County Hospital Center Brooklyn $6,396.89 $727.20 – $13,892.12
Lincoln Medical Center Bronx $6,396.89 $1,127.03 – $13,892.12
Metropolitan Hospital Center New York $6,396.89 $1,127.03 – $13,892.12
Queens Hospital Center Jamaica $6,396.89 $727.20 – $13,892.12
Woodhull Medical Center Brooklyn $6,396.89 $727.20 – $13,892.12
South Brooklyn Health Brooklyn $6,396.89 $1,127.03 – $13,892.12

All New-york hospitals for this procedure →