Repair bladder defect at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$459.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,090.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.98 with Univera vs $11,215.87 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $72.98 ↓ -84%
Univera Univera Healthy New York $72.98 ↓ -84%
Univera Univera Medicare $91.64 ↓ -80%
Univera Univera Commercial $102.43 ↓ -78%
Amerihealth Amerihealth Caritas D-SNP Medicare $124.43 ↓ -73%
Amerihealth Amerihealth Caritas Medicare (NY) $124.43 ↓ -73%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $156.42 ↓ -66%
Geisinger Geisinger CHIP $171.83 ↓ -63%
Amerihealth Amerihealth Caritas CHC Medicaid $171.83 ↓ -63%
Amerihealth Amerihealth Caritas HC Medicaid $171.83 ↓ -63%
Geisinger Geisinger Medicaid HC $171.83 ↓ -63%
United Healthcare United Healthcare Medicaid $171.83 ↓ -63%
Highmark Highmark Together Blue $939.09 ↑ +104%
Highmark Highmark Community Blue $993.39 ↑ +116%
Highmark Highmark Social Mission Managed Care $993.39 ↑ +116%
Highmark Highmark Social Mission Indemnity $993.39 ↑ +116%
Highmark Highmark Blue High Performance $993.39 ↑ +116%
Highmark Highmark Performance Blue $993.39 ↑ +116%
Highmark Highmark Connect Blue $993.39 ↑ +116%
Highmark Highmark My Direct Blue $993.39 ↑ +116%
Highmark Highmark Indemnity $993.39 ↑ +116%
Highmark Highmark My Blue Access $993.39 ↑ +116%
Highmark Highmark Managed Care $993.39 ↑ +116%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +153%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +158%
Cigna Cigna Commercial $1,189.37 ↑ +159%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +170%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +178%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +178%
United Healthcare United Healthcare Navigate Nexus Commercial $1,345.70 ↑ +193%
United Healthcare United Healthcare Of OH Medicaid $1,418.76 ↑ +209%
United Healthcare United Healthcare Commercial $1,418.76 ↑ +209%
Highmark Highmark Community Blue Medicare PPO $5,374.27 ↑ +1069%
Highmark Highmark Complete Blue Medicare $5,374.27 ↑ +1069%
Highmark Highmark Freedom Blue $5,432.69 ↑ +1082%
Life Pittsburgh Life Pittsburgh Medicare $5,841.60 ↑ +1170%
Martin's Point Martin's Point $5,841.60 ↑ +1170%
American Health Plans American Health Plans Medicare $5,841.60 ↑ +1170%
Devoted Medicare Devoted Health Medicare Advantage $6,016.85 ↑ +1209%
Highmark Highmark Together Blue Medicare $6,075.26 ↑ +1221%
Highmark Highmark Community Blue Medicare HMO $6,075.26 ↑ +1221%
Highmark Highmark Security Blue $6,075.26 ↑ +1221%
Aetna Aetna Medicare $6,075.26 ↑ +1221%
Amerihealth Amerihealth Medicare New York $6,133.68 ↑ +1234%
Humana Humana Commercial $6,192.09 ↑ +1247%
United Healthcare United Healthcare Medicare I-SNP $6,250.51 ↑ +1259%
United Healthcare United Healthcare Medicare D-SNP $6,308.93 ↑ +1272%
Molina Molina Ohio $6,367.34 ↑ +1285%
Highmark Highmark Performance Blue Enhanced $8,508.87 ↑ +1751%
Aetna Aetna Commercial $11,215.87 ↑ +2339%

Visitor-reported prices

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Repair bladder defect at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $5,841.60 $0.01 – $9,366.72
Kings County Hospital Center Brooklyn $5,841.60 $0.01 – $9,366.72
Lincoln Medical Center Bronx $5,841.60 $0.01 – $7,056.26
Metropolitan Hospital Center New York $5,841.60 $0.01 – $7,056.26
Queens Hospital Center Jamaica $5,841.60 $0.01 – $9,366.72
Woodhull Medical Center Brooklyn $5,841.60 $0.01 – $9,366.72
South Brooklyn Health Brooklyn $5,841.60 $0.01 – $7,056.26
North Central Bronx Bronx $5,841.60 $0.01 – $9,366.72

All New-york hospitals for this procedure →