Remove spine eltrd perq aray at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$204.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$930.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.82 with Univera vs $4,436.79 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $26.82 ↓ -87%
Univera Univera Healthy New York $26.82 ↓ -87%
Univera Univera Medicare $32.56 ↓ -84%
Univera Univera Commercial $38.31 ↓ -81%
Amerihealth Amerihealth Caritas Medicare (NY) $42.21 ↓ -79%
Amerihealth Amerihealth Caritas D-SNP Medicare $42.21 ↓ -79%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $53.06 ↓ -74%
Geisinger Geisinger Medicaid HC $58.29 ↓ -72%
Amerihealth Amerihealth Caritas CHC Medicaid $58.29 ↓ -72%
Amerihealth Amerihealth Caritas HC Medicaid $58.29 ↓ -72%
United Healthcare United Healthcare Medicaid $58.29 ↓ -72%
Geisinger Geisinger CHIP $58.29 ↓ -72%
Highmark Highmark Community Blue Medicare $288.40 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $310.11 ↑ +52%
Highmark Highmark Security Blue $319.41 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $328.72 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $328.72 ↑ +61%
American Health Plans American Health Plans Medicare $341.12 ↑ +67%
Highmark Highmark Together Blue $382.10 ↑ +87%
Highmark Highmark Social Mission Indemnity $404.20 ↑ +98%
Highmark Highmark Blue High Performance $404.20 ↑ +98%
Highmark Highmark Social Mission Managed Care $404.20 ↑ +98%
Highmark Highmark Connect Blue $404.20 ↑ +98%
Highmark Highmark Indemnity $404.20 ↑ +98%
Highmark Highmark Managed Care $404.20 ↑ +98%
Highmark Highmark My Blue Access $404.20 ↑ +98%
Highmark Highmark My Direct Blue $404.20 ↑ +98%
Highmark Highmark Performance Blue $404.20 ↑ +98%
Highmark Highmark Community Blue $404.20 ↑ +98%
Cigna Cigna Commercial $526.60 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $591.61 ↑ +189%
United Healthcare United Healthcare Commercial $623.73 ↑ +205%
United Healthcare United Healthcare Of OH Medicaid $623.73 ↑ +205%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +469%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +480%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +507%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +526%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +526%
Highmark Highmark Community Blue Medicare PPO $2,125.96 ↑ +939%
Highmark Highmark Complete Blue Medicare $2,125.96 ↑ +939%
Highmark Highmark Freedom Blue $2,149.07 ↑ +950%
Martin's Point Martin's Point $2,310.83 ↑ +1029%
Aetna Aetna Medicare $2,403.26 ↑ +1075%
Highmark Highmark Community Blue Medicare HMO $2,403.26 ↑ +1075%
Highmark Highmark Together Blue Medicare $2,403.26 ↑ +1075%
Amerihealth Amerihealth Medicare New York $2,426.37 ↑ +1086%
Humana Humana Commercial $2,449.48 ↑ +1097%
United Healthcare United Healthcare Medicare I-SNP $2,472.59 ↑ +1108%
United Healthcare United Healthcare Medicare D-SNP $2,495.70 ↑ +1120%
Molina Molina Ohio $2,518.80 ↑ +1131%
Highmark Highmark Performance Blue Enhanced $3,365.95 ↑ +1545%
Aetna Aetna Commercial $4,436.79 ↑ +2069%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Remove spine eltrd perq aray at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,310.83 $147.88 – $3,656.33
Kings County Hospital Center Brooklyn $2,310.83 $147.88 – $3,656.33
Lincoln Medical Center Bronx $2,310.83 $389.59 – $2,888.54
Metropolitan Hospital Center New York $2,310.83 $389.59 – $2,888.54
Queens Hospital Center Jamaica $2,310.83 $147.88 – $3,656.33
Woodhull Medical Center Brooklyn $2,310.83 $147.88 – $3,656.33
South Brooklyn Health Brooklyn $2,310.83 $389.59 – $2,888.54
North Central Bronx Bronx $2,310.83 $389.59 – $3,656.33

All New-york hospitals for this procedure →