Remove spinal cord lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$686.62

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,121.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$97.02 with Univera vs $4,436.79 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $97.02 ↓ -86%
Univera Univera Healthy New York $97.02 ↓ -86%
Univera Univera Medicare $117.75 ↓ -83%
Univera Univera Commercial $138.56 ↓ -80%
Amerihealth Amerihealth Caritas D-SNP Medicare $758.63 ↑ +10%
Amerihealth Amerihealth Caritas Medicare (NY) $758.63 ↑ +10%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $953.70 ↑ +39%
Geisinger Geisinger CHIP $1,047.63 ↑ +53%
Amerihealth Amerihealth Caritas CHC Medicaid $1,047.63 ↑ +53%
Amerihealth Amerihealth Caritas HC Medicaid $1,047.63 ↑ +53%
Geisinger Geisinger Medicaid HC $1,047.63 ↑ +53%
United Healthcare United Healthcare Medicaid $1,047.63 ↑ +53%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +70%
Highmark Highmark Together Blue $1,178.75 ↑ +72%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +73%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +81%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +86%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +86%
Highmark Highmark Connect Blue $1,359.66 ↑ +98%
Highmark Highmark Indemnity $1,359.66 ↑ +98%
Highmark Highmark Managed Care $1,359.66 ↑ +98%
Highmark Highmark My Blue Access $1,359.66 ↑ +98%
Highmark Highmark My Direct Blue $1,359.66 ↑ +98%
Highmark Highmark Performance Blue $1,359.66 ↑ +98%
Highmark Highmark Social Mission Managed Care $1,359.66 ↑ +98%
Highmark Highmark Community Blue $1,359.66 ↑ +98%
Highmark Highmark Blue High Performance $1,359.66 ↑ +98%
Highmark Highmark Social Mission Indemnity $1,359.66 ↑ +98%
Cigna Cigna Commercial $1,763.20 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $1,991.87 ↑ +190%
United Healthcare United Healthcare Commercial $2,100.02 ↑ +206%
United Healthcare United Healthcare Of OH Medicaid $2,100.02 ↑ +206%
Highmark Highmark Community Blue Medicare PPO $2,125.96 ↑ +210%
Highmark Highmark Complete Blue Medicare $2,125.96 ↑ +210%
Highmark Highmark Freedom Blue $2,149.07 ↑ +213%
Martin's Point Martin's Point $2,310.83 ↑ +237%
Life Pittsburgh Life Pittsburgh Medicare $2,310.83 ↑ +237%
American Health Plans American Health Plans Medicare $2,310.83 ↑ +237%
Devoted Medicare Devoted Health Medicare Advantage $2,380.15 ↑ +247%
Highmark Highmark Together Blue Medicare $2,403.26 ↑ +250%
Highmark Highmark Community Blue Medicare HMO $2,403.26 ↑ +250%
Highmark Highmark Security Blue $2,403.26 ↑ +250%
Aetna Aetna Medicare $2,403.26 ↑ +250%
Amerihealth Amerihealth Medicare New York $2,426.37 ↑ +253%
Humana Humana Commercial $2,449.48 ↑ +257%
United Healthcare United Healthcare Medicare I-SNP $2,472.59 ↑ +260%
United Healthcare United Healthcare Medicare D-SNP $2,495.70 ↑ +263%
Molina Molina Ohio $2,518.80 ↑ +267%
Highmark Highmark Performance Blue Enhanced $3,365.95 ↑ +390%
Aetna Aetna Commercial $4,436.79 ↑ +546%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Remove spinal cord lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,310.83 $883.00 – $4,875.11
Harlem Hospital Center New York $2,310.83 $883.00 – $4,875.11
Kings County Hospital Center Brooklyn $2,310.83 $883.00 – $4,875.11
Lincoln Medical Center Bronx $2,310.83 $883.00 – $4,875.11
Metropolitan Hospital Center New York $2,310.83 $883.00 – $4,875.11
Queens Hospital Center Jamaica $2,310.83 $883.00 – $4,875.11
Woodhull Medical Center Brooklyn $2,310.83 $883.00 – $4,875.11
South Brooklyn Health Brooklyn $2,310.83 $883.00 – $4,875.11

All New-york hospitals for this procedure →