Removal of nose lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$186.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$847.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.02 with Univera vs $3,365.54 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $25.02 ↓ -87%
Univera Univera Healthy New York $25.02 ↓ -87%
Univera Univera Medicare $31.16 ↓ -83%
Univera Univera Commercial $33.29 ↓ -82%
Amerihealth Amerihealth Caritas D-SNP Medicare $124.43 ↓ -33%
Amerihealth Amerihealth Caritas Medicare (NY) $124.43 ↓ -33%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $156.42 ↓ -16%
Geisinger Geisinger CHIP $171.83 ↓ -8%
Amerihealth Amerihealth Caritas CHC Medicaid $171.83 ↓ -8%
Amerihealth Amerihealth Caritas HC Medicaid $171.83 ↓ -8%
Geisinger Geisinger Medicaid HC $171.83 ↓ -8%
United Healthcare United Healthcare Medicaid $171.83 ↓ -8%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $177.75 ↓ -5%
Jefferson Health Plans Jefferson Health Plans $181.31 ↓ -3%
Amerihealth Amerihealth Medicaid CHC $195.52 ↑ +5%
Amerihealth Amerihealth Medicaid HC $195.52 ↑ +5%
Highmark Highmark Together Blue $328.58 ↑ +76%
Highmark Highmark Performance Blue $347.58 ↑ +87%
Highmark Highmark Community Blue $347.58 ↑ +87%
Highmark Highmark Connect Blue $347.58 ↑ +87%
Highmark Highmark Indemnity $347.58 ↑ +87%
Highmark Highmark Managed Care $347.58 ↑ +87%
Highmark Highmark My Blue Access $347.58 ↑ +87%
Highmark Highmark My Direct Blue $347.58 ↑ +87%
Highmark Highmark Blue High Performance $347.58 ↑ +87%
Highmark Highmark Social Mission Indemnity $347.58 ↑ +87%
Highmark Highmark Social Mission Managed Care $347.58 ↑ +87%
Cigna Cigna Commercial $483.51 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $522.24 ↑ +180%
United Healthcare United Healthcare Commercial $550.59 ↑ +195%
United Healthcare United Healthcare Of OH Medicaid $550.59 ↑ +195%
United Healthcare United Healthcare CHIP $928.00 ↑ +398%
Highmark Highmark Community Blue Medicare PPO $1,612.66 ↑ +765%
Highmark Highmark Complete Blue Medicare $1,612.66 ↑ +765%
Highmark Highmark Freedom Blue $1,630.19 ↑ +775%
American Health Plans American Health Plans Medicare $1,752.89 ↑ +841%
Life Pittsburgh Life Pittsburgh Medicare $1,752.89 ↑ +841%
Martin's Point Martin's Point $1,752.89 ↑ +841%
Devoted Medicare Devoted Health Medicare Advantage $1,805.47 ↑ +869%
Highmark Highmark Together Blue Medicare $1,823.00 ↑ +878%
Highmark Highmark Community Blue Medicare HMO $1,823.00 ↑ +878%
Highmark Highmark Security Blue $1,823.00 ↑ +878%
Aetna Aetna Medicare $1,823.00 ↑ +878%
Amerihealth Amerihealth Medicare New York $1,840.53 ↑ +888%
Humana Humana Commercial $1,858.06 ↑ +897%
United Healthcare United Healthcare Medicare I-SNP $1,875.59 ↑ +907%
United Healthcare United Healthcare Medicare D-SNP $1,893.12 ↑ +916%
Molina Molina Ohio $1,910.65 ↑ +925%
Highmark Highmark Performance Blue Enhanced $2,553.26 ↑ +1270%
Aetna Aetna Commercial $3,365.54 ↑ +1706%

Visitor-reported prices

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Removal of nose lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,752.89 $161.23 – $3,873.63
Harlem Hospital Center New York $1,752.89 $344.52 – $3,873.63
Kings County Hospital Center Brooklyn $1,752.89 $161.23 – $3,873.63
Lincoln Medical Center Bronx $1,752.89 $354.56 – $3,873.63
Metropolitan Hospital Center New York $1,752.89 $354.56 – $3,873.63
Queens Hospital Center Jamaica $1,752.89 $161.23 – $3,873.63
Woodhull Medical Center Brooklyn $1,752.89 $161.23 – $3,873.63
South Brooklyn Health Brooklyn $1,752.89 $354.56 – $3,873.63

All New-york hospitals for this procedure →