Removal of eye lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$290.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,320.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.82 with Univera vs $5,300.60 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $38.82 ↓ -87%
Univera Univera Essential Plan $38.82 ↓ -87%
Univera Univera Medicare $48.65 ↓ -83%
Univera Univera Commercial $64.90 ↓ -78%
Highmark Highmark Community Blue Medicare $409.28 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $440.09 ↑ +52%
Highmark Highmark Security Blue $453.29 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $466.50 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $466.50 ↑ +61%
Amerihealth Amerihealth Caritas D-SNP Medicare $476.78 ↑ +64%
Amerihealth Amerihealth Caritas Medicare (NY) $476.78 ↑ +64%
American Health Plans American Health Plans Medicare $484.10 ↑ +67%
Highmark Highmark Together Blue $599.27 ↑ +106%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $599.39 ↑ +106%
Highmark Highmark Managed Care $633.92 ↑ +118%
Highmark Highmark My Blue Access $633.92 ↑ +118%
Highmark Highmark My Direct Blue $633.92 ↑ +118%
Highmark Highmark Community Blue $633.92 ↑ +118%
Highmark Highmark Blue High Performance $633.92 ↑ +118%
Highmark Highmark Social Mission Managed Care $633.92 ↑ +118%
Highmark Highmark Social Mission Indemnity $633.92 ↑ +118%
Highmark Highmark Connect Blue $633.92 ↑ +118%
Highmark Highmark Performance Blue $633.92 ↑ +118%
Highmark Highmark Indemnity $633.92 ↑ +118%
Amerihealth Amerihealth Caritas HC Medicaid $658.42 ↑ +127%
United Healthcare United Healthcare Medicaid $658.42 ↑ +127%
Geisinger Geisinger CHIP $658.42 ↑ +127%
Geisinger Geisinger Medicaid HC $658.42 ↑ +127%
Amerihealth Amerihealth Caritas CHC Medicaid $658.42 ↑ +127%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $681.12 ↑ +135%
Jefferson Health Plans Jefferson Health Plans $694.74 ↑ +139%
Cigna Cigna Commercial $748.87 ↑ +158%
Amerihealth Amerihealth Medicaid CHC $749.23 ↑ +158%
Amerihealth Amerihealth Medicaid HC $749.23 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $851.36 ↑ +193%
United Healthcare United Healthcare Commercial $897.59 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $897.59 ↑ +209%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +328%
Highmark Highmark Complete Blue Medicare $2,539.87 ↑ +775%
Highmark Highmark Community Blue Medicare PPO $2,539.87 ↑ +775%
Highmark Highmark Freedom Blue $2,567.48 ↑ +784%
Martin's Point Martin's Point $2,760.73 ↑ +851%
Aetna Aetna Medicare $2,871.16 ↑ +889%
Highmark Highmark Community Blue Medicare HMO $2,871.16 ↑ +889%
Highmark Highmark Together Blue Medicare $2,871.16 ↑ +889%
Amerihealth Amerihealth Medicare New York $2,898.77 ↑ +898%
Humana Humana Commercial $2,926.38 ↑ +908%
United Healthcare United Healthcare Medicare I-SNP $2,953.98 ↑ +917%
United Healthcare United Healthcare Medicare D-SNP $2,981.59 ↑ +927%
Molina Molina Ohio $3,009.20 ↑ +936%
Highmark Highmark Performance Blue Enhanced $4,021.28 ↑ +1285%
Aetna Aetna Commercial $5,300.60 ↑ +1725%

Visitor-reported prices

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Removal of eye lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,760.73 $0.01 – $4,451.66
Harlem Hospital Center New York $2,760.73 $0.01 – $3,353.59
Kings County Hospital Center Brooklyn $2,760.73 $0.01 – $4,451.66
Lincoln Medical Center Bronx $2,760.73 $0.01 – $3,353.59
Metropolitan Hospital Center New York $2,760.73 $0.01 – $3,353.59
Queens Hospital Center Jamaica $2,760.73 $0.01 – $4,451.66
Woodhull Medical Center Brooklyn $2,760.73 $0.01 – $4,451.66
South Brooklyn Health Brooklyn $2,760.73 $0.01 – $3,353.59

All New-york hospitals for this procedure →