Removal neck/armpit lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$324.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,477.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.66 with Univera vs $8,700.32 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $46.66 ↓ -86%
Univera Univera Healthy New York $46.66 ↓ -86%
Univera Univera Medicare $57.62 ↓ -82%
Univera Univera Commercial $61.35 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $185.33 ↓ -43%
Amerihealth Amerihealth Caritas Medicare (NY) $185.33 ↓ -43%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $232.98 ↓ -28%
Geisinger Geisinger CHIP $255.93 ↓ -21%
Amerihealth Amerihealth Caritas CHC Medicaid $255.93 ↓ -21%
Amerihealth Amerihealth Caritas HC Medicaid $255.93 ↓ -21%
Geisinger Geisinger Medicaid HC $255.93 ↓ -21%
United Healthcare United Healthcare Medicaid $255.93 ↓ -21%
Highmark Highmark Together Blue $582.89 ↑ +79%
Highmark Highmark Community Blue $616.59 ↑ +90%
Highmark Highmark Social Mission Indemnity $616.59 ↑ +90%
Highmark Highmark My Blue Access $616.59 ↑ +90%
Highmark Highmark My Direct Blue $616.59 ↑ +90%
Highmark Highmark Performance Blue $616.59 ↑ +90%
Highmark Highmark Blue High Performance $616.59 ↑ +90%
Highmark Highmark Connect Blue $616.59 ↑ +90%
Highmark Highmark Social Mission Managed Care $616.59 ↑ +90%
Highmark Highmark Indemnity $616.59 ↑ +90%
Highmark Highmark Managed Care $616.59 ↑ +90%
Cigna Cigna Commercial $833.89 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $941.83 ↑ +190%
United Healthcare United Healthcare Of OH Medicaid $992.97 ↑ +206%
United Healthcare United Healthcare Commercial $992.97 ↑ +206%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,200.00 ↑ +269%
Jefferson Health Plans Jefferson Health Plans $1,224.00 ↑ +277%
United Healthcare United Healthcare CHIP $1,280.00 ↑ +294%
Amerihealth Amerihealth Medicaid HC $1,320.00 ↑ +306%
Amerihealth Amerihealth Medicaid CHC $1,320.00 ↑ +306%
Highmark Highmark Community Blue Medicare PPO $4,168.90 ↑ +1183%
Highmark Highmark Complete Blue Medicare $4,168.90 ↑ +1183%
Highmark Highmark Freedom Blue $4,214.22 ↑ +1197%
Life Pittsburgh Life Pittsburgh Medicare $4,531.42 ↑ +1295%
Martin's Point Martin's Point $4,531.42 ↑ +1295%
American Health Plans American Health Plans Medicare $4,531.42 ↑ +1295%
Devoted Medicare Devoted Health Medicare Advantage $4,667.36 ↑ +1336%
Highmark Highmark Together Blue Medicare $4,712.67 ↑ +1350%
Highmark Highmark Community Blue Medicare HMO $4,712.67 ↑ +1350%
Highmark Highmark Security Blue $4,712.67 ↑ +1350%
Aetna Aetna Medicare $4,712.67 ↑ +1350%
Amerihealth Amerihealth Medicare New York $4,757.99 ↑ +1364%
Humana Humana Commercial $4,803.30 ↑ +1378%
United Healthcare United Healthcare Medicare I-SNP $4,848.62 ↑ +1392%
United Healthcare United Healthcare Medicare D-SNP $4,893.93 ↑ +1406%
Molina Molina Ohio $4,939.24 ↑ +1420%
Highmark Highmark Performance Blue Enhanced $6,600.46 ↑ +1931%
Aetna Aetna Commercial $8,700.32 ↑ +2578%

Visitor-reported prices

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Removal neck/armpit lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $4,531.42 $266.06 – $9,775.15
Harlem Hospital Center New York $4,531.42 $531.00 – $9,775.15
Kings County Hospital Center Brooklyn $4,531.42 $266.06 – $9,775.15
Lincoln Medical Center Bronx $4,531.42 $531.00 – $9,775.15
Metropolitan Hospital Center New York $4,531.42 $531.00 – $9,775.15
Queens Hospital Center Jamaica $4,531.42 $266.06 – $9,775.15
Woodhull Medical Center Brooklyn $4,531.42 $266.06 – $9,775.15
South Brooklyn Health Brooklyn $4,531.42 $531.00 – $9,775.15

All New-york hospitals for this procedure →