Reconstruction knee at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$784.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,566.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.00 with Amerihealth vs $29,234.07 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $16.00 ↓ -98%
Amerihealth Amerihealth Medicaid HC $16.00 ↓ -98%
Univera Univera Essential Plan $102.72 ↓ -87%
Univera Univera Healthy New York $102.72 ↓ -87%
Univera Univera Medicare $134.52 ↓ -83%
Univera Univera Commercial $151.06 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $210.00 ↓ -73%
Amerihealth Amerihealth Caritas Medicare (NY) $210.00 ↓ -73%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $264.00 ↓ -66%
Geisinger Geisinger CHIP $290.00 ↓ -63%
Amerihealth Amerihealth Caritas CHC Medicaid $290.00 ↓ -63%
Amerihealth Amerihealth Caritas HC Medicaid $290.00 ↓ -63%
Geisinger Geisinger Medicaid HC $290.00 ↓ -63%
United Healthcare United Healthcare Medicaid $290.00 ↓ -63%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $300.00 ↓ -62%
Jefferson Health Plans Jefferson Health Plans $306.00 ↓ -61%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +58%
Highmark Highmark Together Blue $1,325.07 ↑ +69%
Highmark Highmark Community Blue $1,401.69 ↑ +79%
Highmark Highmark Connect Blue $1,401.69 ↑ +79%
Highmark Highmark Managed Care $1,401.69 ↑ +79%
Highmark Highmark My Blue Access $1,401.69 ↑ +79%
Highmark Highmark My Direct Blue $1,401.69 ↑ +79%
Highmark Highmark Performance Blue $1,401.69 ↑ +79%
Highmark Highmark Social Mission Indemnity $1,401.69 ↑ +79%
Highmark Highmark Social Mission Managed Care $1,401.69 ↑ +79%
Highmark Highmark Blue High Performance $1,401.69 ↑ +79%
Highmark Highmark Indemnity $1,401.69 ↑ +79%
Cigna Cigna Commercial $2,010.85 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $2,287.98 ↑ +192%
United Healthcare United Healthcare Of OH Medicaid $2,412.20 ↑ +207%
United Healthcare United Healthcare Commercial $2,412.20 ↑ +207%
Highmark Highmark Community Blue Medicare PPO $14,007.99 ↑ +1686%
Highmark Highmark Complete Blue Medicare $14,007.99 ↑ +1686%
Highmark Highmark Freedom Blue $14,160.25 ↑ +1705%
American Health Plans American Health Plans Medicare $15,226.08 ↑ +1841%
Life Pittsburgh Life Pittsburgh Medicare $15,226.08 ↑ +1841%
Martin's Point Martin's Point $15,226.08 ↑ +1841%
Devoted Medicare Devoted Health Medicare Advantage $15,682.86 ↑ +1899%
Highmark Highmark Community Blue Medicare HMO $15,835.12 ↑ +1918%
Aetna Aetna Medicare $15,835.12 ↑ +1918%
Highmark Highmark Together Blue Medicare $15,835.12 ↑ +1918%
Highmark Highmark Security Blue $15,835.12 ↑ +1918%
Amerihealth Amerihealth Medicare New York $15,987.38 ↑ +1938%
Humana Humana Commercial $16,139.64 ↑ +1957%
United Healthcare United Healthcare Medicare I-SNP $16,291.91 ↑ +1977%
United Healthcare United Healthcare Medicare D-SNP $16,444.17 ↑ +1996%
Molina Molina Ohio $16,596.43 ↑ +2015%
Highmark Highmark Performance Blue Enhanced $22,178.31 ↑ +2727%
Aetna Aetna Commercial $29,234.07 ↑ +3626%

Visitor-reported prices

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Reconstruction knee at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $15,226.08 $1,282.73 – $32,052.64
Harlem Hospital Center New York $15,226.08 $1,352.00 – $32,052.64
Kings County Hospital Center Brooklyn $15,226.08 $1,282.73 – $32,052.64
Lincoln Medical Center Bronx $15,226.08 $1,352.00 – $32,052.64
Metropolitan Hospital Center New York $15,226.08 $1,352.00 – $32,052.64
Queens Hospital Center Jamaica $15,226.08 $1,282.73 – $32,052.64
Woodhull Medical Center Brooklyn $15,226.08 $1,282.73 – $32,052.64
South Brooklyn Health Brooklyn $15,226.08 $1,352.00 – $32,052.64

All New-york hospitals for this procedure →