Reconstruct urethra/bladder at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$709.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,227.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.81 with Univera vs $11,550.24 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $74.81 ↓ -89%
Univera Univera Healthy New York $74.81 ↓ -89%
Univera Univera Medicare $91.24 ↓ -87%
Univera Univera Commercial $118.82 ↓ -83%
Amerihealth Amerihealth Caritas D-SNP Medicare $162.96 ↓ -77%
Amerihealth Amerihealth Caritas Medicare (NY) $162.96 ↓ -77%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $204.86 ↓ -71%
Geisinger Geisinger CHIP $225.04 ↓ -68%
Amerihealth Amerihealth Caritas CHC Medicaid $225.04 ↓ -68%
Amerihealth Amerihealth Caritas HC Medicaid $225.04 ↓ -68%
Geisinger Geisinger Medicaid HC $225.04 ↓ -68%
United Healthcare United Healthcare Medicaid $225.04 ↓ -68%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $232.80 ↓ -67%
Jefferson Health Plans Jefferson Health Plans $237.46 ↓ -67%
Amerihealth Amerihealth Medicaid CHC $256.08 ↓ -64%
Amerihealth Amerihealth Medicaid HC $256.08 ↓ -64%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +75%
Highmark Highmark Together Blue $1,435.85 ↑ +102%
Highmark Highmark Community Blue $1,518.88 ↑ +114%
Highmark Highmark Connect Blue $1,518.88 ↑ +114%
Highmark Highmark Indemnity $1,518.88 ↑ +114%
Highmark Highmark Managed Care $1,518.88 ↑ +114%
Highmark Highmark My Blue Access $1,518.88 ↑ +114%
Highmark Highmark My Direct Blue $1,518.88 ↑ +114%
Highmark Highmark Performance Blue $1,518.88 ↑ +114%
Highmark Highmark Social Mission Managed Care $1,518.88 ↑ +114%
Highmark Highmark Blue High Performance $1,518.88 ↑ +114%
Highmark Highmark Social Mission Indemnity $1,518.88 ↑ +114%
Cigna Cigna Commercial $1,829.11 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $2,124.32 ↑ +199%
United Healthcare United Healthcare Commercial $2,239.66 ↑ +215%
United Healthcare United Healthcare Of OH Medicaid $2,239.66 ↑ +215%
Highmark Highmark Complete Blue Medicare $5,534.49 ↑ +680%
Highmark Highmark Community Blue Medicare PPO $5,534.49 ↑ +680%
Highmark Highmark Freedom Blue $5,594.65 ↑ +688%
Martin's Point Martin's Point $6,015.75 ↑ +747%
Life Pittsburgh Life Pittsburgh Medicare $6,015.75 ↑ +747%
American Health Plans American Health Plans Medicare $6,015.75 ↑ +747%
Devoted Medicare Devoted Health Medicare Advantage $6,196.23 ↑ +773%
Highmark Highmark Together Blue Medicare $6,256.38 ↑ +781%
Highmark Highmark Community Blue Medicare HMO $6,256.38 ↑ +781%
Highmark Highmark Security Blue $6,256.38 ↑ +781%
Aetna Aetna Medicare $6,256.38 ↑ +781%
Amerihealth Amerihealth Medicare New York $6,316.54 ↑ +790%
Humana Humana Commercial $6,376.70 ↑ +798%
United Healthcare United Healthcare Medicare I-SNP $6,436.86 ↑ +807%
United Healthcare United Healthcare Medicare D-SNP $6,497.01 ↑ +815%
Molina Molina Ohio $6,557.17 ↑ +824%
Highmark Highmark Performance Blue Enhanced $8,762.55 ↑ +1134%
Aetna Aetna Commercial $11,550.24 ↑ +1527%

Visitor-reported prices

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Reconstruct urethra/bladder at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $6,015.75 $702.07 – $13,386.09
Harlem Hospital Center New York $6,015.75 $1,250.00 – $13,386.09
Kings County Hospital Center Brooklyn $6,015.75 $702.07 – $13,386.09
Lincoln Medical Center Bronx $6,015.75 $1,250.00 – $13,386.09
Metropolitan Hospital Center New York $6,015.75 $1,250.00 – $13,386.09
Queens Hospital Center Jamaica $6,015.75 $702.07 – $13,386.09
Woodhull Medical Center Brooklyn $6,015.75 $702.07 – $13,386.09
South Brooklyn Health Brooklyn $6,015.75 $1,250.00 – $13,386.09

All New-york hospitals for this procedure →