Reconstruct lip w/local flap 40525 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$340.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,548.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.63 with Univera vs $7,368.42 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $40.63 ↓ -88%
Univera Univera Essential Plan $40.63 ↓ -88%
Univera Univera Medicare $51.00 ↓ -85%
Univera Univera Commercial $59.75 ↓ -82%
Amerihealth Amerihealth Caritas Medicare (NY) $512.56 ↑ +51%
Amerihealth Amerihealth Caritas D-SNP Medicare $512.56 ↑ +51%
Highmark Highmark Together Blue $592.50 ↑ +74%
Highmark Highmark Blue High Performance $626.77 ↑ +84%
Highmark Highmark Community Blue $626.77 ↑ +84%
Highmark Highmark Connect Blue $626.77 ↑ +84%
Highmark Highmark Indemnity $626.77 ↑ +84%
Highmark Highmark Social Mission Managed Care $626.77 ↑ +84%
Highmark Highmark Social Mission Indemnity $626.77 ↑ +84%
Highmark Highmark Performance Blue $626.77 ↑ +84%
Highmark Highmark My Direct Blue $626.77 ↑ +84%
Highmark Highmark My Blue Access $626.77 ↑ +84%
Highmark Highmark Managed Care $626.77 ↑ +84%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $644.36 ↑ +89%
Amerihealth Amerihealth Caritas CHC Medicaid $707.82 ↑ +108%
United Healthcare United Healthcare Medicaid $707.82 ↑ +108%
Geisinger Geisinger CHIP $707.82 ↑ +108%
Amerihealth Amerihealth Caritas HC Medicaid $707.82 ↑ +108%
Geisinger Geisinger Medicaid HC $707.82 ↑ +108%
Cigna Cigna Commercial $879.65 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $1,002.71 ↑ +194%
United Healthcare United Healthcare Commercial $1,057.15 ↑ +210%
United Healthcare United Healthcare Of OH Medicaid $1,057.15 ↑ +210%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +242%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +249%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +265%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +276%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +276%
Highmark Highmark Complete Blue Medicare $3,530.70 ↑ +937%
Highmark Highmark Community Blue Medicare PPO $3,530.70 ↑ +937%
Highmark Highmark Freedom Blue $3,569.08 ↑ +948%
Life Pittsburgh Life Pittsburgh Medicare $3,837.72 ↑ +1027%
Martin's Point Martin's Point $3,837.72 ↑ +1027%
American Health Plans American Health Plans Medicare $3,837.72 ↑ +1027%
Devoted Medicare Devoted Health Medicare Advantage $3,952.85 ↑ +1061%
Highmark Highmark Together Blue Medicare $3,991.23 ↑ +1072%
Highmark Highmark Community Blue Medicare HMO $3,991.23 ↑ +1072%
Highmark Highmark Security Blue $3,991.23 ↑ +1072%
Aetna Aetna Medicare $3,991.23 ↑ +1072%
Amerihealth Amerihealth Medicare New York $4,029.61 ↑ +1083%
Humana Humana Commercial $4,067.98 ↑ +1094%
United Healthcare United Healthcare Medicare I-SNP $4,106.36 ↑ +1106%
United Healthcare United Healthcare Medicare D-SNP $4,144.74 ↑ +1117%
Molina Molina Ohio $4,183.11 ↑ +1128%
Highmark Highmark Performance Blue Enhanced $5,590.02 ↑ +1541%
Aetna Aetna Commercial $7,368.42 ↑ +2064%

Visitor-reported prices

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Reconstruct lip w/local flap 40525 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,837.72 $320.77 – $8,277.27
Harlem Hospital Center New York $3,837.72 $623.34 – $8,277.27
Kings County Hospital Center Brooklyn $3,837.72 $320.77 – $8,277.27
Lincoln Medical Center Bronx $3,837.72 $641.65 – $8,277.27
Metropolitan Hospital Center New York $3,837.72 $641.65 – $8,277.27
Queens Hospital Center Jamaica $3,837.72 $320.77 – $8,277.27
Woodhull Medical Center Brooklyn $3,837.72 $320.77 – $8,277.27
South Brooklyn Health Brooklyn $3,837.72 $641.65 – $8,277.27

All New-york hospitals for this procedure →