Reconstruct ankle joint at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$597.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,715.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.44 with Univera vs $41,783.14 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $78.44 ↓ -87%
Univera Univera Essential Plan $78.44 ↓ -87%
Univera Univera Medicare $102.72 ↓ -83%
Univera Univera Commercial $115.35 ↓ -81%
United Healthcare United Healthcare CHIP $279.20 ↓ -53%
United Healthcare United Healthcare Medicaid $279.20 ↓ -53%
Amerihealth Amerihealth Caritas Medicare (NY) $917.18 ↑ +54%
Amerihealth Amerihealth Caritas D-SNP Medicare $917.18 ↑ +54%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $1,153.02 ↑ +93%
Highmark Highmark Together Blue $1,189.20 ↑ +99%
Highmark Highmark Performance Blue $1,257.96 ↑ +111%
Highmark Highmark Blue High Performance $1,257.96 ↑ +111%
Highmark Highmark Community Blue $1,257.96 ↑ +111%
Highmark Highmark Connect Blue $1,257.96 ↑ +111%
Highmark Highmark Indemnity $1,257.96 ↑ +111%
Highmark Highmark Managed Care $1,257.96 ↑ +111%
Highmark Highmark My Blue Access $1,257.96 ↑ +111%
Highmark Highmark My Direct Blue $1,257.96 ↑ +111%
Highmark Highmark Social Mission Indemnity $1,257.96 ↑ +111%
Highmark Highmark Social Mission Managed Care $1,257.96 ↑ +111%
Geisinger Geisinger CHIP $1,266.58 ↑ +112%
Amerihealth Amerihealth Caritas HC Medicaid $1,266.58 ↑ +112%
Amerihealth Amerihealth Caritas CHC Medicaid $1,266.58 ↑ +112%
Geisinger Geisinger Medicaid HC $1,266.58 ↑ +112%
Cigna Cigna Commercial $1,535.35 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $1,762.93 ↑ +195%
United Healthcare United Healthcare Of OH Medicaid $1,858.64 ↑ +211%
United Healthcare United Healthcare Commercial $1,858.64 ↑ +211%
Highmark Highmark Complete Blue Medicare $20,021.09 ↑ +3252%
Highmark Highmark Community Blue Medicare PPO $20,021.09 ↑ +3252%
Highmark Highmark Freedom Blue $20,238.71 ↑ +3288%
Life Pittsburgh Life Pittsburgh Medicare $21,762.05 ↑ +3543%
American Health Plans American Health Plans Medicare $21,762.05 ↑ +3543%
Martin's Point Martin's Point $21,762.05 ↑ +3543%
Devoted Medicare Devoted Health Medicare Advantage $22,414.91 ↑ +3653%
Aetna Aetna Medicare $22,632.53 ↑ +3689%
Highmark Highmark Together Blue Medicare $22,632.53 ↑ +3689%
Highmark Highmark Security Blue $22,632.53 ↑ +3689%
Highmark Highmark Community Blue Medicare HMO $22,632.53 ↑ +3689%
Amerihealth Amerihealth Medicare New York $22,850.15 ↑ +3726%
Humana Humana Commercial $23,067.77 ↑ +3762%
United Healthcare United Healthcare Medicare I-SNP $23,285.39 ↑ +3798%
United Healthcare United Healthcare Medicare D-SNP $23,503.01 ↑ +3835%
Molina Molina Ohio $23,720.63 ↑ +3871%
Highmark Highmark Performance Blue Enhanced $31,698.60 ↑ +5207%
Aetna Aetna Commercial $41,783.14 ↑ +6895%

Visitor-reported prices

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Reconstruct ankle joint at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $27,721.73 $585.83 – $67,741.93
Harlem Hospital Center New York $21,762.05 $1,096.92 – $67,741.93
Kings County Hospital Center Brooklyn $27,721.73 $585.83 – $67,741.93
Lincoln Medical Center Bronx $21,762.05 $1,131.80 – $67,741.93
Metropolitan Hospital Center New York $21,762.05 $1,131.80 – $67,741.93
Queens Hospital Center Jamaica $27,721.73 $585.83 – $67,741.93
Woodhull Medical Center Brooklyn $27,721.73 $585.83 – $67,741.93
South Brooklyn Health Brooklyn $21,762.05 $1,131.80 – $67,741.93

All New-york hospitals for this procedure →