Reconst major injured chest 32820 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$853.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,879.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$105.95 with Univera vs $2,575.96 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $105.95 ↓ -88%
Univera Univera Essential Plan $105.95 ↓ -88%
Univera Univera Medicare $131.95 ↓ -85%
Univera Univera Commercial $140.99 ↓ -83%
United Healthcare United Healthcare CHIP $1,267.14 ↑ +48%
United Healthcare United Healthcare Medicaid $1,267.14 ↑ +48%
Highmark Highmark Together Blue $1,495.47 ↑ +75%
Highmark Highmark My Direct Blue $1,581.94 ↑ +85%
Highmark Highmark Performance Blue $1,581.94 ↑ +85%
Highmark Highmark Social Mission Indemnity $1,581.94 ↑ +85%
Highmark Highmark Social Mission Managed Care $1,581.94 ↑ +85%
Highmark Highmark Blue High Performance $1,581.94 ↑ +85%
Highmark Highmark Community Blue $1,581.94 ↑ +85%
Highmark Highmark Connect Blue $1,581.94 ↑ +85%
Highmark Highmark Indemnity $1,581.94 ↑ +85%
Highmark Highmark Managed Care $1,581.94 ↑ +85%
Highmark Highmark My Blue Access $1,581.94 ↑ +85%
Cigna Cigna Commercial $2,100.78 ↑ +146%
United Healthcare United Healthcare Navigate Nexus Commercial $2,443.30 ↑ +186%
United Healthcare United Healthcare Of OH Medicaid $2,575.96 ↑ +202%
United Healthcare United Healthcare Commercial $2,575.96 ↑ +202%

Visitor-reported prices

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Reconst major injured chest 32820 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $1,460.05 – $2,278.94
Harlem Hospital Center New York not published $1,582.60 – $2,278.94
Kings County Hospital Center Brooklyn not published $1,460.05 – $2,364.64
Lincoln Medical Center Bronx not published $1,600.00 – $2,364.64
Metropolitan Hospital Center New York not published $1,600.00 – $2,364.64
Queens Hospital Center Jamaica not published $1,460.05 – $2,248.92
Woodhull Medical Center Brooklyn not published $1,460.05 – $2,364.64
South Brooklyn Health Brooklyn not published $1,600.00 – $2,364.64

All New-york hospitals for this procedure →