R&l hrt cath chd nml nt cnj at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$196.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$891.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.02 with United Healthcare vs $7,307.85 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Navigate Nexus Commercial $0.02 ↓ -100%
United Healthcare United Healthcare Of OH Medicaid $0.02 ↓ -100%
United Healthcare United Healthcare Commercial $0.02 ↓ -100%
Univera Univera Essential Plan $262.06 ↑ +34%
Univera Univera Healthy New York $262.06 ↑ +34%
Amerihealth Amerihealth Caritas D-SNP Medicare $271.38 ↑ +38%
Amerihealth Amerihealth Caritas Medicare (NY) $271.38 ↑ +38%
Highmark Highmark Together Blue $340.67 ↑ +74%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $341.17 ↑ +74%
Univera Univera Medicare $348.38 ↑ +78%
Highmark Highmark Connect Blue $363.03 ↑ +85%
Highmark Highmark Blue High Performance $363.03 ↑ +85%
Highmark Highmark Community Blue $363.03 ↑ +85%
Highmark Highmark Indemnity $363.03 ↑ +85%
Highmark Highmark Managed Care $363.03 ↑ +85%
Highmark Highmark My Blue Access $363.03 ↑ +85%
Highmark Highmark My Direct Blue $363.03 ↑ +85%
Highmark Highmark Performance Blue $363.03 ↑ +85%
Highmark Highmark Social Mission Indemnity $363.03 ↑ +85%
Highmark Highmark Social Mission Managed Care $363.03 ↑ +85%
Geisinger Geisinger Medicaid HC $374.77 ↑ +91%
Amerihealth Amerihealth Caritas HC Medicaid $374.77 ↑ +91%
Amerihealth Amerihealth Caritas CHC Medicaid $374.77 ↑ +91%
United Healthcare United Healthcare Medicaid $374.77 ↑ +91%
Geisinger Geisinger CHIP $374.77 ↑ +91%
Univera Univera Commercial $443.65 ↑ +126%
Cigna Cigna Commercial $507.79 ↑ +159%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +494%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +506%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +533%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +553%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +553%
Highmark Highmark Community Blue Medicare PPO $3,501.68 ↑ +1686%
Highmark Highmark Complete Blue Medicare $3,501.68 ↑ +1686%
Highmark Highmark Freedom Blue $3,539.74 ↑ +1706%
Martin's Point Martin's Point $3,806.17 ↑ +1842%
American Health Plans American Health Plans Medicare $3,806.17 ↑ +1842%
Life Pittsburgh Life Pittsburgh Medicare $3,806.17 ↑ +1842%
Devoted Medicare Devoted Health Medicare Advantage $3,920.36 ↑ +1900%
Aetna Aetna Medicare $3,958.42 ↑ +1919%
Highmark Highmark Community Blue Medicare HMO $3,958.42 ↑ +1919%
Highmark Highmark Security Blue $3,958.42 ↑ +1919%
Highmark Highmark Together Blue Medicare $3,958.42 ↑ +1919%
Amerihealth Amerihealth Medicare New York $3,996.48 ↑ +1939%
Humana Humana Commercial $4,034.54 ↑ +1958%
United Healthcare United Healthcare Medicare I-SNP $4,072.60 ↑ +1978%
United Healthcare United Healthcare Medicare D-SNP $4,110.66 ↑ +1997%
Molina Molina Ohio $4,148.73 ↑ +2016%
Highmark Highmark Performance Blue Enhanced $5,544.07 ↑ +2728%
Aetna Aetna Commercial $7,307.85 ↑ +3628%

Visitor-reported prices

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R&l hrt cath chd nml nt cnj at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,806.17 $1,822.24 – $8,093.70
Harlem Hospital Center New York $3,806.17 $1,822.24 – $8,093.70
Kings County Hospital Center Brooklyn $3,806.17 $1,822.24 – $8,093.70
Lincoln Medical Center Bronx $3,806.17 $1,822.24 – $8,093.70
Metropolitan Hospital Center New York $3,806.17 $1,822.24 – $8,093.70
Queens Hospital Center Jamaica $3,806.17 $1,822.24 – $8,093.70
Woodhull Medical Center Brooklyn $3,806.17 $1,822.24 – $8,093.70
South Brooklyn Health Brooklyn $3,806.17 $1,822.24 – $8,093.70

All New-york hospitals for this procedure →