Puncture spinal lumbar diagnostic at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$1,620.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,078.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.10 with Amerihealth vs $1,573.44 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas D-SNP Medicare $44.10 ↓ -97%
Amerihealth Amerihealth Caritas Medicare (NY) $44.10 ↓ -97%
Univera Univera Healthy New York $51.12 ↓ -97%
Univera Univera Essential Plan $51.12 ↓ -97%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $55.44 ↓ -97%
Highmark Highmark Community Blue Medicare $56.04 ↓ -97%
Life Pittsburgh Life Pittsburgh Medicare $60.26 ↓ -96%
Geisinger Geisinger Medicaid HC $60.90 ↓ -96%
Amerihealth Amerihealth Caritas CHC Medicaid $60.90 ↓ -96%
Amerihealth Amerihealth Caritas HC Medicaid $60.90 ↓ -96%
United Healthcare United Healthcare Medicaid $60.90 ↓ -96%
Geisinger Geisinger CHIP $60.90 ↓ -96%
Univera Univera Medicare $62.05 ↓ -96%
Highmark Highmark Security Blue $62.07 ↓ -96%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $63.00 ↓ -96%
Devoted Medicare Devoted Health Medicare Advantage $63.88 ↓ -96%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $63.88 ↓ -96%
Jefferson Health Plans Jefferson Health Plans $64.26 ↓ -96%
Highmark Highmark Together Blue $66.01 ↓ -96%
American Health Plans American Health Plans Medicare $66.29 ↓ -96%
Amerihealth Amerihealth Medicaid HC $69.30 ↓ -96%
Amerihealth Amerihealth Medicaid CHC $69.30 ↓ -96%
Highmark Highmark Indemnity $69.83 ↓ -96%
Highmark Highmark Managed Care $69.83 ↓ -96%
Highmark Highmark My Blue Access $69.83 ↓ -96%
Highmark Highmark My Direct Blue $69.83 ↓ -96%
Highmark Highmark Community Blue $69.83 ↓ -96%
Highmark Highmark Blue High Performance $69.83 ↓ -96%
Highmark Highmark Social Mission Indemnity $69.83 ↓ -96%
Highmark Highmark Social Mission Managed Care $69.83 ↓ -96%
Highmark Highmark Performance Blue $69.83 ↓ -96%
Highmark Highmark Connect Blue $69.83 ↓ -96%
Univera Univera Commercial $73.01 ↓ -95%
Cigna Cigna Commercial $101.55 ↓ -94%
United Healthcare United Healthcare Navigate Nexus Commercial $114.51 ↓ -93%
United Healthcare United Healthcare Commercial $120.73 ↓ -93%
United Healthcare United Healthcare Of OH Medicaid $120.73 ↓ -93%
Martin's Point Martin's Point $402.00 ↓ -75%
United Healthcare United Healthcare CHIP $572.80 ↓ -65%
Highmark Highmark Complete Blue Medicare $753.94 ↓ -53%
Highmark Highmark Community Blue Medicare PPO $753.94 ↓ -53%
Highmark Highmark Freedom Blue $762.14 ↓ -53%
Aetna Aetna Medicare $852.28 ↓ -47%
Highmark Highmark Community Blue Medicare HMO $852.28 ↓ -47%
Highmark Highmark Together Blue Medicare $852.28 ↓ -47%
Amerihealth Amerihealth Medicare New York $860.48 ↓ -47%
Humana Humana Commercial $868.67 ↓ -46%
United Healthcare United Healthcare Medicare I-SNP $876.87 ↓ -46%
United Healthcare United Healthcare Medicare D-SNP $885.06 ↓ -45%
Molina Molina Ohio $893.26 ↓ -45%
Highmark Highmark Performance Blue Enhanced $1,193.68 ↓ -26%
Aetna Aetna Commercial $1,573.44 ↓ -3%

Visitor-reported prices

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Puncture spinal lumbar diagnostic at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $819.50 $0.01 – $1,321.71
Kings County Hospital Center Brooklyn $819.50 $0.01 – $1,321.71
Lincoln Medical Center Bronx $819.50 $0.01 – $995.69
Metropolitan Hospital Center New York $819.50 $0.01 – $995.69
UPMC Chautauqua Jamestown $261.60 $52.50 – $871.51
Queens Hospital Center Jamaica $819.50 $0.01 – $1,321.71
Woodhull Medical Center Brooklyn $819.50 $0.01 – $1,321.71
South Brooklyn Health Brooklyn $819.50 $0.01 – $995.69

All New-york hospitals for this procedure →