Pt application of modality >=1 area hot/cold packs at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$99.84

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$128.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.13 with Univera vs $26.80 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $5.13 ↓ -95%
Univera Univera Essential Plan $5.13 ↓ -95%
Highmark Highmark Together Blue $5.34 ↓ -95%
Highmark Highmark Performance Blue $5.64 ↓ -94%
Highmark Highmark Blue High Performance $5.64 ↓ -94%
Highmark Highmark Community Blue $5.64 ↓ -94%
Highmark Highmark Connect Blue $5.64 ↓ -94%
Highmark Highmark Indemnity $5.64 ↓ -94%
Highmark Highmark Managed Care $5.64 ↓ -94%
Highmark Highmark My Direct Blue $5.64 ↓ -94%
Highmark Highmark My Blue Access $5.64 ↓ -94%
Highmark Highmark Social Mission Managed Care $5.64 ↓ -94%
Highmark Highmark Social Mission Indemnity $5.64 ↓ -94%
Univera Univera Medicare $6.08 ↓ -94%
Univera Univera Commercial $6.87 ↓ -93%
United Healthcare United Healthcare Navigate Nexus Commercial $9.01 ↓ -91%
United Healthcare United Healthcare Commercial $9.48 ↓ -91%
United Healthcare United Healthcare Of OH Medicaid $9.48 ↓ -91%
Cigna Cigna Commercial $9.91 ↓ -90%
Amerihealth Amerihealth Caritas D-SNP Medicare $17.59 ↓ -82%
Amerihealth Amerihealth Caritas Medicare (NY) $17.59 ↓ -82%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $22.11 ↓ -78%
Amerihealth Amerihealth Caritas CHC Medicaid $24.29 ↓ -76%
Geisinger Geisinger CHIP $24.29 ↓ -76%
United Healthcare United Healthcare Medicaid $24.29 ↓ -76%
Amerihealth Amerihealth Caritas HC Medicaid $24.29 ↓ -76%
Geisinger Geisinger Medicaid HC $24.29 ↓ -76%
United Healthcare United Healthcare CHIP $26.80 ↓ -73%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pt application of modality >=1 area hot/cold packs at other New-york hospitals

Hospital City Cash price Negotiated range
NewYork-Presbyterian Hudson Valley Hospital Cortlandt Manor $124.00 $55.03 – $575.48
NewYork-Presbyterian Columbia University Irving Medical Center New York $97.00 $43.33 – $292.36
Rochester General Hospital Rochester $55.13 $5.18 – $5.18
Clifton Springs Hospital and Clinic Clifton Springs $55.13 $2.76 – $49.23
Gouverneur Hospital Gouverneur $46.16 $12.27 – $12.27
Massena Hospital Massena $41.71 $17.48 – $17.48
Canton-Potsdam Hospital Potsdam $34.53 $15.76 – $15.76
Newark Wayne Community Hospital Newark $55.13 $5.18 – $5.18

All New-york hospitals for this procedure →