Psycl/nrpsyc tech 1st at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$20.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$94.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.60 with Univera vs $906.64 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $27.60 ↑ +33%
Univera Univera Essential Plan $27.60 ↑ +33%
Univera Univera Medicare $34.74 ↑ +68%
Highmark Highmark Together Blue $38.93 ↑ +88%
Univera Univera Commercial $40.58 ↑ +96%
Highmark Highmark Indemnity $41.18 ↑ +99%
Highmark Highmark Managed Care $41.18 ↑ +99%
Highmark Highmark Community Blue $41.18 ↑ +99%
Highmark Highmark Performance Blue $41.18 ↑ +99%
Highmark Highmark My Direct Blue $41.18 ↑ +99%
Highmark Highmark Connect Blue $41.18 ↑ +99%
Highmark Highmark My Blue Access $41.18 ↑ +99%
Highmark Highmark Social Mission Indemnity $41.18 ↑ +99%
Highmark Highmark Social Mission Managed Care $41.18 ↑ +99%
Highmark Highmark Blue High Performance $41.18 ↑ +99%
Cigna Cigna Commercial $52.42 ↑ +153%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $60.00 ↑ +190%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $60.00 ↑ +190%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $60.00 ↑ +190%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $60.00 ↑ +190%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $60.00 ↑ +190%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $60.00 ↑ +190%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $60.00 ↑ +190%
United Healthcare United Healthcare Navigate Nexus Commercial $65.32 ↑ +216%
United Healthcare United Healthcare Of OH Medicaid $68.87 ↑ +233%
United Healthcare United Healthcare Commercial $68.87 ↑ +233%
United Healthcare United Healthcare Medicaid $368.51 ↑ +1682%
United Healthcare United Healthcare CHIP $368.51 ↑ +1682%
Highmark Highmark Complete Blue Medicare $434.43 ↑ +2001%
Highmark Highmark Community Blue Medicare PPO $434.43 ↑ +2001%
Highmark Highmark Freedom Blue $439.15 ↑ +2024%
Martin's Point Martin's Point $472.21 ↑ +2183%
American Health Plans American Health Plans Medicare $472.21 ↑ +2183%
Life Pittsburgh Life Pittsburgh Medicare $472.21 ↑ +2183%
Devoted Medicare Devoted Health Medicare Advantage $486.37 ↑ +2252%
Aetna Aetna Medicare $491.10 ↑ +2275%
Highmark Highmark Security Blue $491.10 ↑ +2275%
Highmark Highmark Community Blue Medicare HMO $491.10 ↑ +2275%
Highmark Highmark Together Blue Medicare $491.10 ↑ +2275%
Amerihealth Amerihealth Medicare New York $495.82 ↑ +2298%
Amerihealth Amerihealth Caritas D-SNP Medicare $495.82 ↑ +2298%
Humana Humana Commercial $500.54 ↑ +2320%
United Healthcare United Healthcare Medicare I-SNP $505.26 ↑ +2343%
United Healthcare United Healthcare Medicare D-SNP $509.98 ↑ +2366%
Molina Molina Ohio $514.71 ↑ +2389%
Highmark Highmark Performance Blue Enhanced $687.82 ↑ +3226%
Aetna Aetna Commercial $906.64 ↑ +4284%

Visitor-reported prices

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Psycl/nrpsyc tech 1st at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $472.21 $25.30 – $836.46
Kings County Hospital Center Brooklyn $472.21 $25.30 – $836.46
Lincoln Medical Center Bronx $472.21 $40.60 – $836.46
Metropolitan Hospital Center New York $472.21 $40.60 – $836.46
Queens Hospital Center Jamaica $472.21 $25.30 – $836.46
Woodhull Medical Center Brooklyn $472.21 $25.30 – $836.46
South Brooklyn Health Brooklyn $472.21 $40.60 – $836.46
North Central Bronx Bronx $472.21 $40.60 – $836.46

All New-york hospitals for this procedure →