Psychotherapy patient individual therapy 60 minutes at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$87.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$396.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.81 with Carelon vs $365.05 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Carelon Carelon Lawrence County $80.81 ↓ -7%
Carelon Carelon Butler County $80.81 ↓ -7%
Carelon Carelon Indiana County $80.81 ↓ -7%
Carelon Carelon Washington County $80.81 ↓ -7%
Carelon Carelon Westmoreland County $80.81 ↓ -7%
Carelon Carelon Armstrong County $80.81 ↓ -7%
Carelon Carelon Beaver County $80.81 ↓ -7%
United Healthcare United Healthcare CHIP $83.20 ↓ -4%
United Healthcare United Healthcare Medicaid $83.20 ↓ -4%
Highmark Highmark Together Blue $96.99 ↑ +11%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $98.00 ↑ +12%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $98.00 ↑ +12%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $98.00 ↑ +12%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $98.00 ↑ +12%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $98.00 ↑ +12%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $98.00 ↑ +12%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $98.00 ↑ +12%
Univera Univera Essential Plan $111.86 ↑ +28%
Univera Univera Healthy New York $111.86 ↑ +28%
Highmark Highmark Community Blue Medicare $122.67 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $131.90 ↑ +51%
Highmark Highmark Security Blue $135.86 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $139.81 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $139.81 ↑ +60%
Univera Univera Medicare $140.81 ↑ +62%
American Health Plans American Health Plans Medicare $145.09 ↑ +67%
Highmark Highmark Connect Blue $159.94 ↑ +84%
Highmark Highmark Blue High Performance $159.94 ↑ +84%
Highmark Highmark Community Blue $159.94 ↑ +84%
Highmark Highmark Indemnity $159.94 ↑ +84%
Highmark Highmark Managed Care $159.94 ↑ +84%
Highmark Highmark My Blue Access $159.94 ↑ +84%
Highmark Highmark My Direct Blue $159.94 ↑ +84%
Highmark Highmark Performance Blue $159.94 ↑ +84%
Highmark Highmark Social Mission Indemnity $159.94 ↑ +84%
Highmark Highmark Social Mission Managed Care $159.94 ↑ +84%
Univera Univera Commercial $164.50 ↑ +89%
Highmark Highmark Community Blue Medicare PPO $174.92 ↑ +101%
Highmark Highmark Complete Blue Medicare $174.92 ↑ +101%
Highmark Highmark Freedom Blue $176.82 ↑ +103%
Martin's Point Martin's Point $190.13 ↑ +118%
United Healthcare United Healthcare Commercial $195.83 ↑ +125%
Highmark Highmark Community Blue Medicare HMO $197.74 ↑ +127%
Aetna Aetna Medicare $197.74 ↑ +127%
Highmark Highmark Together Blue Medicare $197.74 ↑ +127%
Amerihealth Amerihealth Medicare New York $199.64 ↑ +129%
Amerihealth Amerihealth Caritas D-SNP Medicare $199.64 ↑ +129%
Humana Humana Commercial $201.54 ↑ +131%
United Healthcare United Healthcare Medicare I-SNP $203.44 ↑ +134%
United Healthcare United Healthcare Medicare D-SNP $205.34 ↑ +136%
Molina Molina Ohio $207.24 ↑ +138%
Cigna Cigna Commercial $217.46 ↑ +150%
United Healthcare United Healthcare Navigate Nexus Commercial $227.94 ↑ +162%
United Healthcare United Healthcare Of OH Medicaid $240.31 ↑ +176%
Highmark Highmark Performance Blue Enhanced $276.94 ↑ +218%
Aetna Aetna Commercial $365.05 ↑ +319%

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $190.13 $68.46 – $332.35
Kings County Hospital Center Brooklyn $190.13 $68.46 – $332.35
Lincoln Medical Center Bronx $190.13 $113.61 – $332.35
Metropolitan Hospital Center New York $190.13 $113.61 – $332.35
UPMC Chautauqua Jamestown $240.00 $65.00 – $360.00
Queens Hospital Center Jamaica $190.13 $68.46 – $332.35
Woodhull Medical Center Brooklyn $190.13 $68.46 – $332.35
South Brooklyn Health Brooklyn $190.13 $113.61 – $332.35

All New-york hospitals for this procedure →