Psychotherapy patient individual therapy 45 minutes at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$58.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$267.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.40 with United Healthcare vs $365.05 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare CHIP $62.40 ↑ +6%
United Healthcare United Healthcare Medicaid $62.40 ↑ +6%
Carelon Carelon Washington County $64.64 ↑ +10%
Carelon Carelon Armstrong County $64.64 ↑ +10%
Carelon Carelon Beaver County $64.64 ↑ +10%
Carelon Carelon Butler County $64.64 ↑ +10%
Carelon Carelon Lawrence County $64.64 ↑ +10%
Carelon Carelon Indiana County $64.64 ↑ +10%
Carelon Carelon Westmoreland County $64.64 ↑ +10%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $68.50 ↑ +17%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $68.50 ↑ +17%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $68.50 ↑ +17%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $68.50 ↑ +17%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $68.50 ↑ +17%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $68.50 ↑ +17%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $68.50 ↑ +17%
Univera Univera Healthy New York $75.79 ↑ +29%
Univera Univera Essential Plan $75.79 ↑ +29%
Highmark Highmark Community Blue Medicare $82.85 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $89.09 ↑ +52%
Highmark Highmark Security Blue $91.76 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $94.44 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $94.44 ↑ +61%
Univera Univera Medicare $95.41 ↑ +62%
Highmark Highmark Together Blue $96.99 ↑ +65%
American Health Plans American Health Plans Medicare $98.00 ↑ +67%
Highmark Highmark Connect Blue $108.36 ↑ +84%
Highmark Highmark Blue High Performance $108.36 ↑ +84%
Highmark Highmark Community Blue $108.36 ↑ +84%
Highmark Highmark Indemnity $108.36 ↑ +84%
Highmark Highmark Managed Care $108.36 ↑ +84%
Highmark Highmark My Blue Access $108.36 ↑ +84%
Highmark Highmark My Direct Blue $108.36 ↑ +84%
Highmark Highmark Performance Blue $108.36 ↑ +84%
Highmark Highmark Social Mission Indemnity $108.36 ↑ +84%
Highmark Highmark Social Mission Managed Care $108.36 ↑ +84%
Univera Univera Commercial $111.46 ↑ +90%
Cigna Cigna Commercial $147.32 ↑ +151%
United Healthcare United Healthcare Navigate Nexus Commercial $152.38 ↑ +159%
United Healthcare United Healthcare Commercial $160.65 ↑ +173%
United Healthcare United Healthcare Of OH Medicaid $160.65 ↑ +173%
Highmark Highmark Complete Blue Medicare $174.92 ↑ +198%
Highmark Highmark Community Blue Medicare PPO $174.92 ↑ +198%
Highmark Highmark Freedom Blue $176.82 ↑ +201%
Martin's Point Martin's Point $190.13 ↑ +224%
Highmark Highmark Community Blue Medicare HMO $197.74 ↑ +237%
Aetna Aetna Medicare $197.74 ↑ +237%
Highmark Highmark Together Blue Medicare $197.74 ↑ +237%
Amerihealth Amerihealth Medicare New York $199.64 ↑ +240%
Amerihealth Amerihealth Caritas D-SNP Medicare $199.64 ↑ +240%
Humana Humana Commercial $201.54 ↑ +243%
United Healthcare United Healthcare Medicare I-SNP $203.44 ↑ +246%
United Healthcare United Healthcare Medicare D-SNP $205.34 ↑ +250%
Molina Molina Ohio $207.24 ↑ +253%
Highmark Highmark Performance Blue Enhanced $276.94 ↑ +371%
Aetna Aetna Commercial $365.05 ↑ +521%

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $190.13 $0.01 – $332.35
Kings County Hospital Center Brooklyn $190.13 $0.01 – $332.35
Lincoln Medical Center Bronx $190.13 $0.01 – $332.35
Metropolitan Hospital Center New York $190.13 $0.01 – $332.35
UPMC Chautauqua Jamestown $212.40 $48.75 – $318.60
Queens Hospital Center Jamaica $190.13 $0.01 – $332.35
Woodhull Medical Center Brooklyn $190.13 $0.01 – $332.35
South Brooklyn Health Brooklyn $190.13 $0.01 – $332.35

All New-york hospitals for this procedure →