Psy/npsy tst admin tech 2> ea l 30 min at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$20.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$94.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.40 with Univera vs $68.87 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $28.40 ↑ +37%
Univera Univera Healthy New York $28.40 ↑ +37%
United Healthcare United Healthcare CHIP $33.55 ↑ +62%
United Healthcare United Healthcare Medicaid $33.55 ↑ +62%
Univera Univera Medicare $35.75 ↑ +73%
Highmark Highmark Together Blue $40.06 ↑ +94%
Univera Univera Commercial $41.77 ↑ +102%
Highmark Highmark My Direct Blue $42.38 ↑ +105%
Highmark Highmark Blue High Performance $42.38 ↑ +105%
Highmark Highmark Community Blue $42.38 ↑ +105%
Highmark Highmark Connect Blue $42.38 ↑ +105%
Highmark Highmark Indemnity $42.38 ↑ +105%
Highmark Highmark Managed Care $42.38 ↑ +105%
Highmark Highmark My Blue Access $42.38 ↑ +105%
Highmark Highmark Performance Blue $42.38 ↑ +105%
Highmark Highmark Social Mission Indemnity $42.38 ↑ +105%
Highmark Highmark Social Mission Managed Care $42.38 ↑ +105%
Cigna Cigna Commercial $53.94 ↑ +161%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $60.00 ↑ +190%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $60.00 ↑ +190%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $60.00 ↑ +190%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $60.00 ↑ +190%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $60.00 ↑ +190%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $60.00 ↑ +190%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $60.00 ↑ +190%
United Healthcare United Healthcare Navigate Nexus Commercial $65.32 ↑ +216%
United Healthcare United Healthcare Of OH Medicaid $68.87 ↑ +233%
United Healthcare United Healthcare Commercial $68.87 ↑ +233%

Visitor-reported prices

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Psy/npsy tst admin tech 2> ea l 30 min at other New-york hospitals

Hospital City Cash price Negotiated range
NewYork-Presbyterian Columbia University Irving Medical Center New York $529.00 $46.00 – $445.58
Rochester General Hospital Rochester $24.54 $37.96 – $38.18
Clifton Springs Hospital and Clinic Clifton Springs $21.38 $28.92 – $46.62
The Unity Hospital of Rochester Rochester $30.20 $37.96 – $37.96
Newark Wayne Community Hospital Newark $24.54 $33.63 – $70.07
Bellevue Hospital Center NY 10016 not published $25.30 – $45.05
Kings County Hospital Center Brooklyn not published $25.30 – $45.05
Lincoln Medical Center Bronx not published $40.60 – $45.05

All New-york hospitals for this procedure →