Psy/npsy phys/qhp 2> tst ea l 30 min at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$11.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.83 with Univera vs $60.00 with Community Care Behavorial Health HealthChoices — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $14.83 ↑ +35%
Univera Univera Essential Plan $14.83 ↑ +35%
Highmark Highmark Community Blue Medicare $15.62 ↑ +42%
Amerihealth Amerihealth Caritas Medicare (NY) $16.52 ↑ +50%
Amerihealth Amerihealth Caritas D-SNP Medicare $16.52 ↑ +50%
Life Pittsburgh Life Pittsburgh Medicare $16.80 ↑ +53%
Highmark Highmark Security Blue $17.30 ↑ +57%
Devoted Medicare Devoted Health Medicare Advantage $17.81 ↑ +62%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $17.81 ↑ +62%
American Health Plans American Health Plans Medicare $18.48 ↑ +68%
Univera Univera Medicare $18.67 ↑ +70%
Highmark Highmark Together Blue $20.04 ↑ +82%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $20.76 ↑ +89%
Highmark Highmark My Direct Blue $21.20 ↑ +93%
Highmark Highmark My Blue Access $21.20 ↑ +93%
Highmark Highmark Managed Care $21.20 ↑ +93%
Highmark Highmark Indemnity $21.20 ↑ +93%
Highmark Highmark Connect Blue $21.20 ↑ +93%
Highmark Highmark Blue High Performance $21.20 ↑ +93%
Highmark Highmark Performance Blue $21.20 ↑ +93%
Highmark Highmark Social Mission Managed Care $21.20 ↑ +93%
Highmark Highmark Social Mission Indemnity $21.20 ↑ +93%
Highmark Highmark Community Blue $21.20 ↑ +93%
Univera Univera Commercial $21.81 ↑ +98%
United Healthcare United Healthcare Medicaid $22.81 ↑ +107%
Amerihealth Amerihealth Caritas CHC Medicaid $22.81 ↑ +107%
Amerihealth Amerihealth Caritas HC Medicaid $22.81 ↑ +107%
Geisinger Geisinger CHIP $22.81 ↑ +107%
Geisinger Geisinger Medicaid HC $22.81 ↑ +107%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $23.60 ↑ +115%
Jefferson Health Plans Jefferson Health Plans $24.07 ↑ +119%
United Healthcare United Healthcare CHIP $25.17 ↑ +129%
Amerihealth Amerihealth Medicaid HC $25.95 ↑ +136%
Amerihealth Amerihealth Medicaid CHC $25.95 ↑ +136%
Cigna Cigna Commercial $28.81 ↑ +162%
United Healthcare United Healthcare Navigate Nexus Commercial $35.49 ↑ +223%
United Healthcare United Healthcare Commercial $37.41 ↑ +240%
United Healthcare United Healthcare Of OH Medicaid $37.41 ↑ +240%
Carelon Carelon Lawrence County $37.71 ↑ +243%
Carelon Carelon Westmoreland County $37.71 ↑ +243%
Carelon Carelon Washington County $37.71 ↑ +243%
Carelon Carelon Indiana County $37.71 ↑ +243%
Carelon Carelon Butler County $37.71 ↑ +243%
Carelon Carelon Beaver County $37.71 ↑ +243%
Carelon Carelon Armstrong County $37.71 ↑ +243%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $60.00 ↑ +445%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $60.00 ↑ +445%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $60.00 ↑ +445%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $60.00 ↑ +445%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $60.00 ↑ +445%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $60.00 ↑ +445%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $60.00 ↑ +445%

Visitor-reported prices

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Psy/npsy phys/qhp 2> tst ea l 30 min at other New-york hospitals

Hospital City Cash price Negotiated range
NewYork-Presbyterian Columbia University Irving Medical Center New York $203.00 $43.05 – $445.58
Rochester General Hospital Rochester $59.20 $43.26 – $43.48
Clifton Springs Hospital and Clinic Clifton Springs $57.55 $14.04 – $54.00
Gouverneur Hospital Gouverneur $114.53 $33.52 – $42.00
Massena Hospital Massena $115.14 $33.52 – $42.00
Canton-Potsdam Hospital Potsdam $116.79 $13.35 – $42.00
The Unity Hospital of Rochester Rochester $74.00 $43.26 – $43.26
Newark Wayne Community Hospital Newark $59.20 $16.32 – $34.01

All New-york hospitals for this procedure →