Prtl excision bone clavicle at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$431.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,963.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.16 with Univera vs $16,230.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $54.16 ↓ -87%
Univera Univera Healthy New York $54.16 ↓ -87%
Univera Univera Medicare $70.93 ↓ -84%
Univera Univera Commercial $79.65 ↓ -82%
Amerihealth Amerihealth Caritas D-SNP Medicare $164.85 ↓ -62%
Amerihealth Amerihealth Caritas Medicare (NY) $164.85 ↓ -62%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $207.24 ↓ -52%
Geisinger Geisinger CHIP $227.65 ↓ -47%
Amerihealth Amerihealth Caritas CHC Medicaid $227.65 ↓ -47%
Amerihealth Amerihealth Caritas HC Medicaid $227.65 ↓ -47%
Geisinger Geisinger Medicaid HC $227.65 ↓ -47%
United Healthcare United Healthcare Medicaid $227.65 ↓ -47%
Highmark Highmark Together Blue $699.02 ↑ +62%
Highmark Highmark Community Blue $739.43 ↑ +71%
Highmark Highmark My Blue Access $739.43 ↑ +71%
Highmark Highmark My Direct Blue $739.43 ↑ +71%
Highmark Highmark Social Mission Managed Care $739.43 ↑ +71%
Highmark Highmark Social Mission Indemnity $739.43 ↑ +71%
Highmark Highmark Blue High Performance $739.43 ↑ +71%
Highmark Highmark Connect Blue $739.43 ↑ +71%
Highmark Highmark Performance Blue $739.43 ↑ +71%
Highmark Highmark Indemnity $739.43 ↑ +71%
Highmark Highmark Managed Care $739.43 ↑ +71%
Cigna Cigna Commercial $1,059.73 ↑ +145%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +170%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +175%
United Healthcare United Healthcare Navigate Nexus Commercial $1,210.97 ↑ +180%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +188%
United Healthcare United Healthcare Of OH Medicaid $1,276.72 ↑ +196%
United Healthcare United Healthcare Commercial $1,276.72 ↑ +196%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +196%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +196%
Highmark Highmark Complete Blue Medicare $7,777.32 ↑ +1701%
Highmark Highmark Community Blue Medicare PPO $7,777.32 ↑ +1701%
Highmark Highmark Freedom Blue $7,861.85 ↑ +1720%
Martin's Point Martin's Point $8,453.60 ↑ +1857%
Life Pittsburgh Life Pittsburgh Medicare $8,453.60 ↑ +1857%
American Health Plans American Health Plans Medicare $8,453.60 ↑ +1857%
Devoted Medicare Devoted Health Medicare Advantage $8,707.21 ↑ +1916%
Highmark Highmark Together Blue Medicare $8,791.75 ↑ +1936%
Highmark Highmark Community Blue Medicare HMO $8,791.75 ↑ +1936%
Highmark Highmark Security Blue $8,791.75 ↑ +1936%
Aetna Aetna Medicare $8,791.75 ↑ +1936%
Amerihealth Amerihealth Medicare New York $8,876.28 ↑ +1955%
Humana Humana Commercial $8,960.82 ↑ +1975%
United Healthcare United Healthcare Medicare I-SNP $9,045.36 ↑ +1995%
United Healthcare United Healthcare Medicare D-SNP $9,129.89 ↑ +2014%
Molina Molina Ohio $9,214.43 ↑ +2034%
Highmark Highmark Performance Blue Enhanced $12,313.52 ↑ +2751%
Aetna Aetna Commercial $16,230.92 ↑ +3658%

Visitor-reported prices

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Prtl excision bone clavicle at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $8,453.60 $407.33 – $18,115.63
Kings County Hospital Center Brooklyn $8,453.60 $407.33 – $18,115.63
Lincoln Medical Center Bronx $8,453.60 $827.12 – $18,115.63
Metropolitan Hospital Center New York $8,453.60 $827.12 – $18,115.63
Queens Hospital Center Jamaica $8,453.60 $407.33 – $18,115.63
Woodhull Medical Center Brooklyn $8,453.60 $407.33 – $18,115.63
South Brooklyn Health Brooklyn $8,453.60 $827.12 – $18,115.63
North Central Bronx Bronx $8,453.60 $827.12 – $18,115.63

All New-york hospitals for this procedure →