Prq tcat plmt ntrac st 1 les at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$354.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,613.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$462.16 with Univera vs $25,766.36 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $462.16 ↑ +30%
Univera Univera Healthy New York $462.16 ↑ +30%
Amerihealth Amerihealth Caritas Medicare (NY) $506.00 ↑ +43%
Amerihealth Amerihealth Caritas D-SNP Medicare $506.00 ↑ +43%
Univera Univera Medicare $614.41 ↑ +73%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $636.11 ↑ +79%
Highmark Highmark Together Blue $650.49 ↑ +83%
Highmark Highmark Connect Blue $688.09 ↑ +94%
Highmark Highmark Blue High Performance $688.09 ↑ +94%
Highmark Highmark Community Blue $688.09 ↑ +94%
Highmark Highmark Indemnity $688.09 ↑ +94%
Highmark Highmark Managed Care $688.09 ↑ +94%
Highmark Highmark My Blue Access $688.09 ↑ +94%
Highmark Highmark My Direct Blue $688.09 ↑ +94%
Highmark Highmark Performance Blue $688.09 ↑ +94%
Highmark Highmark Social Mission Indemnity $688.09 ↑ +94%
Highmark Highmark Social Mission Managed Care $688.09 ↑ +94%
Amerihealth Amerihealth Caritas HC Medicaid $698.76 ↑ +97%
Amerihealth Amerihealth Caritas CHC Medicaid $698.76 ↑ +97%
United Healthcare United Healthcare Medicaid $698.76 ↑ +97%
Geisinger Geisinger Medicaid HC $698.76 ↑ +97%
Geisinger Geisinger CHIP $698.76 ↑ +97%
Univera Univera Commercial $782.42 ↑ +120%
Cigna Cigna Commercial $918.45 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $1,094.79 ↑ +209%
United Healthcare United Healthcare Commercial $1,154.23 ↑ +225%
United Healthcare United Healthcare Of OH Medicaid $1,154.23 ↑ +225%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +228%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +235%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +250%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +261%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +261%
Highmark Highmark Community Blue Medicare PPO $12,346.38 ↑ +3379%
Highmark Highmark Complete Blue Medicare $12,346.38 ↑ +3379%
Highmark Highmark Freedom Blue $12,480.58 ↑ +3417%
Life Pittsburgh Life Pittsburgh Medicare $13,419.98 ↑ +3682%
American Health Plans American Health Plans Medicare $13,419.98 ↑ +3682%
Martin's Point Martin's Point $13,419.98 ↑ +3682%
Devoted Medicare Devoted Health Medicare Advantage $13,822.58 ↑ +3795%
Highmark Highmark Community Blue Medicare HMO $13,956.78 ↑ +3833%
Highmark Highmark Together Blue Medicare $13,956.78 ↑ +3833%
Aetna Aetna Medicare $13,956.78 ↑ +3833%
Highmark Highmark Security Blue $13,956.78 ↑ +3833%
Amerihealth Amerihealth Medicare New York $14,090.98 ↑ +3871%
Humana Humana Commercial $14,225.18 ↑ +3909%
United Healthcare United Healthcare Medicare I-SNP $14,359.38 ↑ +3946%
United Healthcare United Healthcare Medicare D-SNP $14,493.58 ↑ +3984%
Molina Molina Ohio $14,627.77 ↑ +4022%
Highmark Highmark Performance Blue Enhanced $19,547.54 ↑ +5409%
Aetna Aetna Commercial $25,766.36 ↑ +7161%

Visitor-reported prices

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Prq tcat plmt ntrac st 1 les at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $13,419.98 $0.01 – $21,615.64
Harlem Hospital Center New York $13,419.98 $0.01 – $16,283.78
Kings County Hospital Center Brooklyn $13,419.98 $0.01 – $21,615.64
Lincoln Medical Center Bronx $13,419.98 $0.01 – $16,283.78
Metropolitan Hospital Center New York $13,419.98 $0.01 – $16,283.78
Queens Hospital Center Jamaica $13,419.98 $0.01 – $21,615.64
Woodhull Medical Center Brooklyn $13,419.98 $0.01 – $21,615.64
South Brooklyn Health Brooklyn $13,419.98 $0.01 – $16,283.78

All New-york hospitals for this procedure →