Prgrmg dev eval scrms ip at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$15.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$70.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.55 with Pennsylvania Health and Wellness vs $84.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $14.55 ↓ -6%
Jefferson Health Plans Jefferson Health Plans $14.84 ↓ -4%
United Healthcare United Healthcare Medicaid $15.52 ↑ +1%
Geisinger Geisinger Medicaid HC $15.52 ↑ +1%
Geisinger Geisinger CHIP $15.52 ↑ +1%
United Healthcare United Healthcare CHIP $15.52 ↑ +1%
Amerihealth Amerihealth Medicaid HC $16.00 ↑ +4%
Amerihealth Amerihealth Medicaid CHC $16.00 ↑ +4%
Amerihealth Amerihealth Caritas Medicare (NY) $18.31 ↑ +19%
Amerihealth Amerihealth Caritas D-SNP Medicare $18.31 ↑ +19%
Univera Univera Essential Plan $20.50 ↑ +33%
Univera Univera Healthy New York $20.50 ↑ +33%
Highmark Highmark Together Blue $22.51 ↑ +46%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $23.02 ↑ +49%
Amerihealth Amerihealth Caritas CHC Medicaid $25.29 ↑ +64%
Amerihealth Amerihealth Caritas HC Medicaid $25.29 ↑ +64%
Univera Univera Medicare $27.25 ↑ +77%
Highmark Highmark Social Mission Indemnity $28.71 ↑ +86%
Highmark Highmark Community Blue $28.71 ↑ +86%
Highmark Highmark Connect Blue $28.71 ↑ +86%
Highmark Highmark Blue High Performance $28.71 ↑ +86%
Highmark Highmark Social Mission Managed Care $28.71 ↑ +86%
Highmark Highmark Indemnity $28.71 ↑ +86%
Highmark Highmark Managed Care $28.71 ↑ +86%
Highmark Highmark My Blue Access $28.71 ↑ +86%
Highmark Highmark My Direct Blue $28.71 ↑ +86%
Highmark Highmark Performance Blue $28.71 ↑ +86%
Univera Univera Commercial $34.70 ↑ +125%
Cigna Cigna Commercial $39.74 ↑ +158%
Highmark Highmark Community Blue Medicare PPO $40.60 ↑ +164%
Highmark Highmark Complete Blue Medicare $40.60 ↑ +164%
Highmark Highmark Freedom Blue $41.04 ↑ +166%
American Health Plans American Health Plans Medicare $44.13 ↑ +187%
Life Pittsburgh Life Pittsburgh Medicare $44.13 ↑ +187%
Martin's Point Martin's Point $44.13 ↑ +187%
Devoted Medicare Devoted Health Medicare Advantage $45.45 ↑ +195%
United Healthcare United Healthcare Commercial $45.45 ↑ +195%
Highmark Highmark Together Blue Medicare $45.89 ↑ +198%
Highmark Highmark Community Blue Medicare HMO $45.89 ↑ +198%
Highmark Highmark Security Blue $45.89 ↑ +198%
Aetna Aetna Medicare $45.89 ↑ +198%
Amerihealth Amerihealth Medicare New York $46.33 ↑ +201%
Humana Humana Commercial $46.78 ↑ +204%
United Healthcare United Healthcare Navigate Nexus Commercial $47.02 ↑ +205%
United Healthcare United Healthcare Medicare I-SNP $47.22 ↑ +207%
United Healthcare United Healthcare Medicare D-SNP $47.66 ↑ +209%
Molina Molina Ohio $48.10 ↑ +212%
United Healthcare United Healthcare Of OH Medicaid $49.57 ↑ +222%
Highmark Highmark Performance Blue Enhanced $64.28 ↑ +317%
Aetna Aetna Commercial $84.72 ↑ +450%

Visitor-reported prices

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Prgrmg dev eval scrms ip at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $44.13 $36.67 – $69.88
Kings County Hospital Center Brooklyn $44.13 $36.67 – $69.88
Lincoln Medical Center Bronx $44.13 $38.67 – $69.88
Metropolitan Hospital Center New York $44.13 $38.67 – $69.88
Queens Hospital Center Jamaica $44.13 $36.67 – $69.88
Woodhull Medical Center Brooklyn $44.13 $36.67 – $69.88
South Brooklyn Health Brooklyn $44.13 $38.67 – $69.88
North Central Bronx Bronx $44.13 $38.67 – $69.88

All New-york hospitals for this procedure →