Prgrmg dev eval pm/ldls pm at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$19.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$87.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.81 with Pennsylvania Health and Wellness vs $84.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $15.81 ↓ -17%
Jefferson Health Plans Jefferson Health Plans $16.13 ↓ -16%
United Healthcare United Healthcare Medicaid $16.86 ↓ -12%
Geisinger Geisinger Medicaid HC $16.86 ↓ -12%
Geisinger Geisinger CHIP $16.86 ↓ -12%
United Healthcare United Healthcare CHIP $16.86 ↓ -12%
Amerihealth Amerihealth Medicaid HC $17.39 ↓ -9%
Amerihealth Amerihealth Medicaid CHC $17.39 ↓ -9%
Highmark Highmark Together Blue $22.51 ↑ +18%
Amerihealth Amerihealth Caritas D-SNP Medicare $22.74 ↑ +19%
Amerihealth Amerihealth Caritas Medicare (NY) $22.74 ↑ +19%
Univera Univera Healthy New York $25.25 ↑ +32%
Univera Univera Essential Plan $25.25 ↑ +32%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $28.59 ↑ +49%
Amerihealth Amerihealth Caritas HC Medicaid $31.41 ↑ +64%
Amerihealth Amerihealth Caritas CHC Medicaid $31.41 ↑ +64%
Univera Univera Medicare $33.57 ↑ +75%
Highmark Highmark Social Mission Managed Care $34.14 ↑ +78%
Highmark Highmark Social Mission Indemnity $34.14 ↑ +78%
Highmark Highmark Connect Blue $34.14 ↑ +78%
Highmark Highmark Blue High Performance $34.14 ↑ +78%
Highmark Highmark Indemnity $34.14 ↑ +78%
Highmark Highmark Managed Care $34.14 ↑ +78%
Highmark Highmark My Blue Access $34.14 ↑ +78%
Highmark Highmark My Direct Blue $34.14 ↑ +78%
Highmark Highmark Performance Blue $34.14 ↑ +78%
Highmark Highmark Community Blue $34.14 ↑ +78%
Highmark Highmark Community Blue Medicare PPO $40.60 ↑ +112%
Highmark Highmark Complete Blue Medicare $40.60 ↑ +112%
Highmark Highmark Freedom Blue $41.04 ↑ +114%
Univera Univera Commercial $42.75 ↑ +123%
Life Pittsburgh Life Pittsburgh Medicare $44.13 ↑ +131%
American Health Plans American Health Plans Medicare $44.13 ↑ +131%
Martin's Point Martin's Point $44.13 ↑ +131%
Devoted Medicare Devoted Health Medicare Advantage $45.45 ↑ +137%
United Healthcare United Healthcare Commercial $45.45 ↑ +137%
Aetna Aetna Medicare $45.89 ↑ +140%
Highmark Highmark Community Blue Medicare HMO $45.89 ↑ +140%
Highmark Highmark Together Blue Medicare $45.89 ↑ +140%
Highmark Highmark Security Blue $45.89 ↑ +140%
Amerihealth Amerihealth Medicare New York $46.33 ↑ +142%
Humana Humana Commercial $46.78 ↑ +144%
United Healthcare United Healthcare Medicare I-SNP $47.22 ↑ +147%
United Healthcare United Healthcare Medicare D-SNP $47.66 ↑ +149%
Molina Molina Ohio $48.10 ↑ +151%
United Healthcare United Healthcare Navigate Nexus Commercial $48.84 ↑ +155%
Cigna Cigna Commercial $48.91 ↑ +156%
United Healthcare United Healthcare Of OH Medicaid $51.49 ↑ +169%
Highmark Highmark Performance Blue Enhanced $64.28 ↑ +236%
Aetna Aetna Commercial $84.72 ↑ +343%

Visitor-reported prices

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Prgrmg dev eval pm/ldls pm at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $44.13 $38.67 – $73.41
Kings County Hospital Center Brooklyn $44.13 $38.67 – $75.09
Lincoln Medical Center Bronx $44.13 $38.67 – $75.09
Metropolitan Hospital Center New York $44.13 $38.67 – $75.09
Queens Hospital Center Jamaica $44.13 $38.67 – $74.45
Woodhull Medical Center Brooklyn $44.13 $38.67 – $75.09
South Brooklyn Health Brooklyn $44.13 $38.67 – $75.09
North Central Bronx Bronx $44.13 $38.67 – $75.09

All New-york hospitals for this procedure →