Prenatal Care Only (7+ visits) at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$491.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,235.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$128.00 with United Healthcare vs $1,942.50 with Martin's Point — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | United Healthcare CHIP | $128.00 | ↓ -74% |
| United Healthcare | United Healthcare Medicaid | $128.00 | ↓ -74% |
| Univera | Univera Essential Plan | $638.21 | ↑ +30% |
| Univera | Univera Healthy New York | $638.21 | ↑ +30% |
| Highmark | Highmark Community Blue Medicare | $692.77 | ↑ +41% |
| Life Pittsburgh | Life Pittsburgh Medicare | $744.91 | ↑ +51% |
| Univera | Univera Medicare | $763.33 | ↑ +55% |
| Highmark | Highmark Security Blue | $767.26 | ↑ +56% |
| Devoted Medicare | Devoted Duel Plus PA HMO D-SNP | $789.60 | ↑ +61% |
| Devoted Medicare | Devoted Health Medicare Advantage | $789.60 | ↑ +61% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $804.00 | ↑ +64% |
| American Health Plans | American Health Plans Medicare | $819.40 | ↑ +67% |
| Jefferson Health Plans | Jefferson Health Plans | $820.08 | ↑ +67% |
| Univera | Univera Commercial | $852.25 | ↑ +73% |
| Geisinger | Geisinger Medicaid HC | $857.60 | ↑ +74% |
| Geisinger | Geisinger CHIP | $857.60 | ↑ +74% |
| Amerihealth | Amerihealth Medicaid CHC | $884.40 | ↑ +80% |
| Amerihealth | Amerihealth Medicaid HC | $884.40 | ↑ +80% |
| Highmark | Highmark Together Blue | $930.63 | ↑ +89% |
| Highmark | Highmark Social Mission Managed Care | $984.45 | ↑ +100% |
| Highmark | Highmark My Direct Blue | $984.45 | ↑ +100% |
| Highmark | Highmark My Blue Access | $984.45 | ↑ +100% |
| Highmark | Highmark Social Mission Indemnity | $984.45 | ↑ +100% |
| Highmark | Highmark Indemnity | $984.45 | ↑ +100% |
| Highmark | Highmark Connect Blue | $984.45 | ↑ +100% |
| Highmark | Highmark Community Blue | $984.45 | ↑ +100% |
| Highmark | Highmark Blue High Performance | $984.45 | ↑ +100% |
| Highmark | Highmark Performance Blue | $984.45 | ↑ +100% |
| Highmark | Highmark Managed Care | $984.45 | ↑ +100% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $1,161.41 | ↑ +136% |
| United Healthcare | United Healthcare Of OH Medicaid | $1,224.47 | ↑ +149% |
| United Healthcare | United Healthcare Commercial | $1,224.47 | ↑ +149% |
| Cigna | Cigna Commercial | $1,273.66 | ↑ +159% |
| Martin's Point | Martin's Point | $1,942.50 | ↑ +295% |
Visitor-reported prices
Comments
Prenatal Care Only (7+ visits) at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| The Unity Hospital of Rochester | Rochester | $881.68 | not published |
| Bellevue Hospital Center | NY 10016 | not published | $754.76 – $2,109.30 |
| Kings County Hospital Center | Brooklyn | not published | $754.76 – $2,101.76 |
| Lincoln Medical Center | Bronx | not published | $956.94 – $2,109.30 |
| Metropolitan Hospital Center | New York | not published | $956.94 – $2,101.76 |
| Queens Hospital Center | Jamaica | not published | $754.76 – $2,116.83 |
| Woodhull Medical Center | Brooklyn | not published | $754.76 – $2,101.76 |
| South Brooklyn Health | Brooklyn | not published | $956.94 – $2,101.76 |