Pr exam init preventive phys new visit during 1st 12 mo of mcare enrollment at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$80.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$365.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.79 with Highmark vs $292.80 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Together Blue $77.79 ↓ -3%
Univera Univera Healthy New York $107.43 ↑ +34%
Univera Univera Essential Plan $107.43 ↑ +34%
Highmark Highmark Community Blue Medicare $113.24 ↑ +41%
Univera Univera Medicare $116.28 ↑ +45%
United Healthcare United Healthcare Medicaid $117.95 ↑ +47%
United Healthcare United Healthcare CHIP $117.95 ↑ +47%
Life Pittsburgh Life Pittsburgh Medicare $121.76 ↑ +52%
Highmark Highmark Security Blue $125.41 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $129.07 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $129.07 ↑ +61%
Highmark Highmark Connect Blue $129.73 ↑ +62%
Highmark Highmark Social Mission Indemnity $129.73 ↑ +62%
Highmark Highmark Blue High Performance $129.73 ↑ +62%
Highmark Highmark Community Blue $129.73 ↑ +62%
Highmark Highmark Indemnity $129.73 ↑ +62%
Highmark Highmark Managed Care $129.73 ↑ +62%
Highmark Highmark My Blue Access $129.73 ↑ +62%
Highmark Highmark My Direct Blue $129.73 ↑ +62%
Highmark Highmark Performance Blue $129.73 ↑ +62%
Highmark Highmark Social Mission Managed Care $129.73 ↑ +62%
American Health Plans American Health Plans Medicare $133.94 ↑ +67%
Highmark Highmark Complete Blue Medicare $140.30 ↑ +75%
Highmark Highmark Community Blue Medicare PPO $140.30 ↑ +75%
Univera Univera Commercial $141.81 ↑ +77%
Highmark Highmark Freedom Blue $141.82 ↑ +77%
Martin's Point Martin's Point $152.50 ↑ +90%
United Healthcare United Healthcare Commercial $157.07 ↑ +96%
Highmark Highmark Together Blue Medicare $158.60 ↑ +98%
Aetna Aetna Medicare $158.60 ↑ +98%
Highmark Highmark Community Blue Medicare HMO $158.60 ↑ +98%
Amerihealth Amerihealth Medicare New York $160.12 ↑ +99%
Amerihealth Amerihealth Caritas D-SNP Medicare $160.12 ↑ +99%
Humana Humana Commercial $161.65 ↑ +101%
United Healthcare United Healthcare Medicare I-SNP $163.17 ↑ +103%
United Healthcare United Healthcare Medicare D-SNP $164.70 ↑ +105%
Molina Molina Ohio $166.22 ↑ +107%
Highmark Highmark Performance Blue Enhanced $222.13 ↑ +177%
United Healthcare United Healthcare Navigate Nexus Commercial $228.68 ↑ +185%
United Healthcare United Healthcare Of OH Medicaid $241.09 ↑ +200%
Aetna Aetna Commercial $292.80 ↑ +265%

Visitor-reported prices

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Pr exam init preventive phys new visit during 1st 12 mo of mcare enrollment at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $152.50 $75.70 – $249.29
Kings County Hospital Center Brooklyn $152.50 $75.70 – $249.29
Lincoln Medical Center Bronx $152.50 $137.94 – $249.29
Metropolitan Hospital Center New York $152.50 $137.94 – $249.29
Queens Hospital Center Jamaica $152.50 $75.70 – $249.29
Woodhull Medical Center Brooklyn $152.50 $75.70 – $249.29
South Brooklyn Health Brooklyn $152.50 $137.94 – $249.29
North Central Bronx Bronx $152.50 $131.72 – $249.29

All New-york hospitals for this procedure →