Pq dr cath chg w cont s&i at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$2,493.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,197.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.88 with Amerihealth vs $66.91 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas Medicare (NY) $7.88 ↓ -100%
Amerihealth Amerihealth Caritas D-SNP Medicare $7.88 ↓ -100%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $9.90 ↓ -100%
Geisinger Geisinger CHIP $10.88 ↓ -100%
Amerihealth Amerihealth Caritas HC Medicaid $10.88 ↓ -100%
Amerihealth Amerihealth Caritas CHC Medicaid $10.88 ↓ -100%
Geisinger Geisinger Medicaid HC $10.88 ↓ -100%
United Healthcare United Healthcare Medicaid $10.88 ↓ -100%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $15.00 ↓ -99%
Jefferson Health Plans Jefferson Health Plans $15.30 ↓ -99%
United Healthcare United Healthcare CHIP $16.00 ↓ -99%
Amerihealth Amerihealth Medicaid CHC $16.50 ↓ -99%
Amerihealth Amerihealth Medicaid HC $16.50 ↓ -99%
Univera Univera Essential Plan $30.90 ↓ -99%
Univera Univera Healthy New York $30.90 ↓ -99%
Univera Univera Medicare $36.36 ↓ -99%
Highmark Highmark Together Blue $42.77 ↓ -98%
Univera Univera Commercial $43.99 ↓ -98%
Highmark Highmark Social Mission Managed Care $45.24 ↓ -98%
Highmark Highmark My Direct Blue $45.24 ↓ -98%
Highmark Highmark My Blue Access $45.24 ↓ -98%
Highmark Highmark Managed Care $45.24 ↓ -98%
Highmark Highmark Indemnity $45.24 ↓ -98%
Highmark Highmark Performance Blue $45.24 ↓ -98%
Highmark Highmark Connect Blue $45.24 ↓ -98%
Highmark Highmark Blue High Performance $45.24 ↓ -98%
Highmark Highmark Community Blue $45.24 ↓ -98%
Highmark Highmark Social Mission Indemnity $45.24 ↓ -98%
Cigna Cigna Commercial $60.32 ↓ -98%
United Healthcare United Healthcare Navigate Nexus Commercial $63.46 ↓ -97%
United Healthcare United Healthcare Of OH Medicaid $66.91 ↓ -97%
United Healthcare United Healthcare Commercial $66.91 ↓ -97%

Visitor-reported prices

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Pq dr cath chg w cont s&i at other New-york hospitals

Hospital City Cash price Negotiated range
UPMC Chautauqua Jamestown $322.20 $21.88 – $483.30
NewYork-Presbyterian Hudson Valley Hospital Cortlandt Manor $793.00 $266.62 – $512.80
NewYork-Presbyterian Queens Flushing $3,518.00 $100.00 – $731.05
NewYork-Presbyterian Columbia University Irving Medical Center New York $1,340.00 $100.00 – $716.03
Rochester General Hospital Rochester $2,019.44 $84.02 – $84.02
Clifton Springs Hospital and Clinic Clifton Springs $1,965.20 $46.32 – $74.95
The Unity Hospital of Rochester Rochester $909.54 $105.03 – $105.03
Newark Wayne Community Hospital Newark $2,019.44 $53.86 – $112.23

All New-york hospitals for this procedure →