Phys blood bank serv xmatch at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$29.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$134.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.78 with Highmark vs $66.93 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Together Blue $14.78 ↓ -50%
Univera Univera Medicare $20.81 ↓ -29%
Univera Univera Commercial $20.81 ↓ -29%
Highmark Highmark My Direct Blue $25.29 ↓ -14%
Highmark Highmark Complete Blue Medicare $26.66 ↓ -10%
Highmark Highmark Community Blue Medicare PPO $26.66 ↓ -10%
Highmark Highmark Freedom Blue $26.95 ↓ -9%
Martin's Point Martin's Point $28.98 ↓ -2%
American Health Plans American Health Plans Medicare $28.98 ↓ -2%
Life Pittsburgh Life Pittsburgh Medicare $28.98 ↓ -2%
Devoted Medicare Devoted Health Medicare Advantage $29.85 ↑ +1%
United Healthcare United Healthcare Commercial $29.85 ↑ +1%
Aetna Aetna Medicare $30.14 ↑ +2%
Highmark Highmark Together Blue Medicare $30.14 ↑ +2%
Highmark Highmark Security Blue $30.14 ↑ +2%
Highmark Highmark Community Blue Medicare HMO $30.14 ↑ +2%
Amerihealth Amerihealth Caritas D-SNP Medicare $30.43 ↑ +3%
Amerihealth Amerihealth Medicare New York $30.43 ↑ +3%
Humana Humana Commercial $30.72 ↑ +4%
Highmark Highmark Social Mission Managed Care $30.85 ↑ +5%
Highmark Highmark Social Mission Indemnity $30.85 ↑ +5%
United Healthcare United Healthcare Medicare I-SNP $31.01 ↑ +5%
United Healthcare United Healthcare Medicare D-SNP $31.30 ↑ +6%
Molina Molina Ohio $31.59 ↑ +7%
Highmark Highmark My Blue Access $35.41 ↑ +20%
Univera Univera Healthy New York $39.72 ↑ +35%
Univera Univera Essential Plan $39.72 ↑ +35%
Highmark Highmark Community Blue Medicare $41.60 ↑ +41%
Jefferson Health Plans Jefferson Health Plans $41.83 ↑ +42%
Amerihealth Amerihealth Medicaid CHC $41.83 ↑ +42%
Amerihealth Amerihealth Medicaid HC $41.83 ↑ +42%
Highmark Highmark Performance Blue $42.21 ↑ +43%
Highmark Highmark Performance Blue Enhanced $42.21 ↑ +43%
Amerihealth Amerihealth Caritas Medicare (NY) $43.92 ↑ +49%
Highmark Highmark Connect Blue $45.53 ↑ +54%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $47.41 ↑ +61%
Cigna Cigna Commercial $47.65 ↑ +62%
Highmark Highmark Community Blue $48.06 ↑ +63%
Highmark Highmark Managed Care $48.06 ↑ +63%
Highmark Highmark Indemnity $48.06 ↑ +63%
United Healthcare United Healthcare Navigate Nexus Commercial $53.25 ↑ +81%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $55.22 ↑ +87%
Aetna Aetna Commercial $55.64 ↑ +89%
United Healthcare United Healthcare Of OH Medicaid $56.09 ↑ +90%
Highmark Highmark Blue High Performance $56.98 ↑ +93%
Amerihealth Amerihealth Caritas CHC Medicaid $60.65 ↑ +106%
Geisinger Geisinger CHIP $60.65 ↑ +106%
Geisinger Geisinger Medicaid HC $60.65 ↑ +106%
United Healthcare United Healthcare Medicaid $60.65 ↑ +106%
Amerihealth Amerihealth Caritas HC Medicaid $60.65 ↑ +106%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $62.75 ↑ +113%
United Healthcare United Healthcare CHIP $66.93 ↑ +127%

Visitor-reported prices

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Phys blood bank serv xmatch at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $29.55 $16.50 – $72.21
Kings County Hospital Center Brooklyn $29.55 $16.50 – $72.21
Lincoln Medical Center Bronx $28.98 $16.50 – $72.21
Metropolitan Hospital Center New York $28.98 $16.50 – $72.21
Queens Hospital Center Jamaica $29.55 $16.50 – $72.21
Woodhull Medical Center Brooklyn $29.55 $16.50 – $72.21
South Brooklyn Health Brooklyn $28.98 $16.50 – $72.21
North Central Bronx Bronx $28.98 $16.50 – $72.21

All New-york hospitals for this procedure →