Phys blood bank serv reactj at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$29.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.47 with Univera vs $389.34 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $22.47 ↓ -24%
Univera Univera Essential Plan $22.47 ↓ -24%
Univera Univera Commercial $24.36 ↓ -18%
Univera Univera Medicare $24.36 ↓ -18%
Jefferson Health Plans Jefferson Health Plans $41.56 ↑ +40%
Amerihealth Amerihealth Medicaid CHC $41.56 ↑ +40%
Amerihealth Amerihealth Medicaid HC $41.56 ↑ +40%
Highmark Highmark Community Blue Medicare $41.88 ↑ +41%
Amerihealth Amerihealth Caritas D-SNP Medicare $43.64 ↑ +47%
Amerihealth Amerihealth Caritas Medicare (NY) $43.64 ↑ +47%
Life Pittsburgh Life Pittsburgh Medicare $45.03 ↑ +52%
Highmark Highmark Security Blue $46.38 ↑ +56%
Cigna Cigna Commercial $47.65 ↑ +60%
Devoted Medicare Devoted Health Medicare Advantage $47.73 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $47.73 ↑ +61%
American Health Plans American Health Plans Medicare $49.53 ↑ +67%
United Healthcare United Healthcare Navigate Nexus Commercial $53.25 ↑ +79%
Highmark Highmark Together Blue $53.87 ↑ +81%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $54.86 ↑ +85%
United Healthcare United Healthcare Of OH Medicaid $56.09 ↑ +89%
United Healthcare United Healthcare Commercial $56.09 ↑ +89%
Highmark Highmark Connect Blue $56.98 ↑ +92%
Highmark Highmark Indemnity $56.98 ↑ +92%
Highmark Highmark Managed Care $56.98 ↑ +92%
Highmark Highmark My Blue Access $56.98 ↑ +92%
Highmark Highmark My Direct Blue $56.98 ↑ +92%
Highmark Highmark Performance Blue $56.98 ↑ +92%
Highmark Highmark Blue High Performance $56.98 ↑ +92%
Highmark Highmark Social Mission Managed Care $56.98 ↑ +92%
Highmark Highmark Social Mission Indemnity $56.98 ↑ +92%
Highmark Highmark Community Blue $56.98 ↑ +92%
Amerihealth Amerihealth Caritas HC Medicaid $60.26 ↑ +103%
Amerihealth Amerihealth Caritas CHC Medicaid $60.26 ↑ +103%
Geisinger Geisinger CHIP $60.26 ↑ +103%
United Healthcare United Healthcare Medicaid $60.26 ↑ +103%
Geisinger Geisinger Medicaid HC $60.26 ↑ +103%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $62.34 ↑ +110%
United Healthcare United Healthcare CHIP $66.50 ↑ +124%
Highmark Highmark Community Blue Medicare PPO $186.56 ↑ +528%
Highmark Highmark Complete Blue Medicare $186.56 ↑ +528%
Highmark Highmark Freedom Blue $188.59 ↑ +535%
Martin's Point Martin's Point $202.78 ↑ +583%
Aetna Aetna Medicare $210.89 ↑ +610%
Highmark Highmark Together Blue Medicare $210.89 ↑ +610%
Highmark Highmark Community Blue Medicare HMO $210.89 ↑ +610%
Amerihealth Amerihealth Medicare New York $212.92 ↑ +617%
Humana Humana Commercial $214.95 ↑ +624%
United Healthcare United Healthcare Medicare I-SNP $216.98 ↑ +631%
United Healthcare United Healthcare Medicare D-SNP $219.00 ↑ +637%
Molina Molina Ohio $221.03 ↑ +644%
Highmark Highmark Performance Blue Enhanced $295.37 ↑ +895%
Aetna Aetna Commercial $389.34 ↑ +1211%

Visitor-reported prices

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Phys blood bank serv reactj at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $202.78 $1.00 – $319.01
Kings County Hospital Center Brooklyn $202.78 $1.00 – $319.01
Lincoln Medical Center Bronx $202.78 $1.00 – $319.01
Metropolitan Hospital Center New York $202.78 $1.00 – $319.01
UPMC Chautauqua Jamestown $181.80 $41.56 – $525.08
Queens Hospital Center Jamaica $202.78 $1.00 – $319.01
Woodhull Medical Center Brooklyn $202.78 $1.00 – $319.01
South Brooklyn Health Brooklyn $202.78 $1.00 – $319.01

All New-york hospitals for this procedure →