Pet image skull-thigh at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$55.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.12 with Univera vs $3,313.99 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $73.12 ↑ +33%
Univera Univera Essential Plan $73.12 ↑ +33%
Amerihealth Amerihealth Caritas Medicare (NY) $83.51 ↑ +52%
Amerihealth Amerihealth Caritas D-SNP Medicare $83.51 ↑ +52%
Univera Univera Medicare $86.02 ↑ +56%
Univera Univera Commercial $95.49 ↑ +74%
Highmark Highmark Together Blue $102.98 ↑ +87%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $104.98 ↑ +91%
Highmark Highmark Connect Blue $108.93 ↑ +98%
Highmark Highmark Blue High Performance $108.93 ↑ +98%
Highmark Highmark Community Blue $108.93 ↑ +98%
Highmark Highmark Indemnity $108.93 ↑ +98%
Highmark Highmark Managed Care $108.93 ↑ +98%
Highmark Highmark My Blue Access $108.93 ↑ +98%
Highmark Highmark My Direct Blue $108.93 ↑ +98%
Highmark Highmark Performance Blue $108.93 ↑ +98%
Highmark Highmark Social Mission Indemnity $108.93 ↑ +98%
Highmark Highmark Social Mission Managed Care $108.93 ↑ +98%
Amerihealth Amerihealth Caritas HC Medicaid $115.32 ↑ +110%
United Healthcare United Healthcare Medicaid $115.32 ↑ +110%
Geisinger Geisinger Medicaid HC $115.32 ↑ +110%
Geisinger Geisinger CHIP $115.32 ↑ +110%
Amerihealth Amerihealth Caritas CHC Medicaid $115.32 ↑ +110%
Cigna Cigna Commercial $142.07 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $168.57 ↑ +206%
United Healthcare United Healthcare Of OH Medicaid $177.72 ↑ +223%
United Healthcare United Healthcare Commercial $177.72 ↑ +223%
Highmark Highmark Complete Blue Medicare $1,587.95 ↑ +2787%
Highmark Highmark Community Blue Medicare PPO $1,587.95 ↑ +2787%
Highmark Highmark Freedom Blue $1,605.21 ↑ +2819%
Life Pittsburgh Life Pittsburgh Medicare $1,726.04 ↑ +3038%
Martin's Point Martin's Point $1,726.04 ↑ +3038%
American Health Plans American Health Plans Medicare $1,726.04 ↑ +3038%
Devoted Medicare Devoted Health Medicare Advantage $1,777.82 ↑ +3132%
Aetna Aetna Medicare $1,795.08 ↑ +3164%
Highmark Highmark Together Blue Medicare $1,795.08 ↑ +3164%
Highmark Highmark Security Blue $1,795.08 ↑ +3164%
Highmark Highmark Community Blue Medicare HMO $1,795.08 ↑ +3164%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,810.88 ↑ +3193%
Amerihealth Amerihealth Medicare New York $1,812.34 ↑ +3195%
Humana Humana Commercial $1,829.60 ↑ +3227%
United Healthcare United Healthcare Medicare I-SNP $1,846.86 ↑ +3258%
Jefferson Health Plans Jefferson Health Plans $1,847.09 ↑ +3258%
United Healthcare United Healthcare Medicare D-SNP $1,864.12 ↑ +3289%
Molina Molina Ohio $1,881.38 ↑ +3321%
United Healthcare United Healthcare CHIP $1,931.60 ↑ +3412%
Amerihealth Amerihealth Medicaid HC $1,991.96 ↑ +3522%
Amerihealth Amerihealth Medicaid CHC $1,991.96 ↑ +3522%
Highmark Highmark Performance Blue Enhanced $2,514.15 ↑ +4471%
Aetna Aetna Commercial $3,313.99 ↑ +5925%

Visitor-reported prices

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Pet image skull-thigh at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,726.04 $1.00 – $2,842.00
Kings County Hospital Center Brooklyn $1,726.04 $1.00 – $2,842.00
Lincoln Medical Center Bronx $1,726.04 $1.00 – $2,842.00
Metropolitan Hospital Center New York $1,726.04 $1.00 – $2,842.00
Queens Hospital Center Jamaica $1,726.04 $1.00 – $2,842.00
Woodhull Medical Center Brooklyn $1,726.04 $1.00 – $2,842.00
South Brooklyn Health Brooklyn $1,726.04 $1.00 – $2,842.00
North Central Bronx Bronx $1,726.04 $1.00 – $2,842.00

All New-york hospitals for this procedure →