Optx prx hmrl fx fix rpr rpl at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$765.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,480.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.48 with Univera vs $41,783.14 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $100.48 | ↓ -87% |
| Univera | Univera Essential Plan | $100.48 | ↓ -87% |
| Univera | Univera Medicare | $131.59 | ↓ -83% |
| Univera | Univera Commercial | $147.77 | ↓ -81% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $210.00 | ↓ -73% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $210.00 | ↓ -73% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $264.00 | ↓ -66% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $290.00 | ↓ -62% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $290.00 | ↓ -62% |
| United Healthcare | United Healthcare Medicaid | $290.00 | ↓ -62% |
| Geisinger | Geisinger CHIP | $290.00 | ↓ -62% |
| Geisinger | Geisinger Medicaid HC | $290.00 | ↓ -62% |
| United Healthcare | United Healthcare CHIP | $320.00 | ↓ -58% |
| Highmark | Highmark Together Blue | $1,295.54 | ↑ +69% |
| Highmark | Highmark Blue High Performance | $1,370.45 | ↑ +79% |
| Highmark | Highmark Connect Blue | $1,370.45 | ↑ +79% |
| Highmark | Highmark Indemnity | $1,370.45 | ↑ +79% |
| Highmark | Highmark Managed Care | $1,370.45 | ↑ +79% |
| Highmark | Highmark My Blue Access | $1,370.45 | ↑ +79% |
| Highmark | Highmark My Direct Blue | $1,370.45 | ↑ +79% |
| Highmark | Highmark Performance Blue | $1,370.45 | ↑ +79% |
| Highmark | Highmark Community Blue | $1,370.45 | ↑ +79% |
| Highmark | Highmark Social Mission Indemnity | $1,370.45 | ↑ +79% |
| Highmark | Highmark Social Mission Managed Care | $1,370.45 | ↑ +79% |
| Cigna | Cigna Commercial | $1,970.90 | ↑ +157% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $2,263.43 | ↑ +196% |
| United Healthcare | United Healthcare Commercial | $2,386.32 | ↑ +212% |
| United Healthcare | United Healthcare Of OH Medicaid | $2,386.32 | ↑ +212% |
| Highmark | Highmark Complete Blue Medicare | $20,021.09 | ↑ +2515% |
| Highmark | Highmark Community Blue Medicare PPO | $20,021.09 | ↑ +2515% |
| Highmark | Highmark Freedom Blue | $20,238.71 | ↑ +2544% |
| Life Pittsburgh | Life Pittsburgh Medicare | $21,762.05 | ↑ +2742% |
| Martin's Point | Martin's Point | $21,762.05 | ↑ +2742% |
| American Health Plans | American Health Plans Medicare | $21,762.05 | ↑ +2742% |
| Devoted Medicare | Devoted Health Medicare Advantage | $22,414.91 | ↑ +2828% |
| Aetna | Aetna Medicare | $22,632.53 | ↑ +2856% |
| Highmark | Highmark Community Blue Medicare HMO | $22,632.53 | ↑ +2856% |
| Highmark | Highmark Security Blue | $22,632.53 | ↑ +2856% |
| Highmark | Highmark Together Blue Medicare | $22,632.53 | ↑ +2856% |
| Amerihealth | Amerihealth Medicare New York | $22,850.15 | ↑ +2885% |
| Humana | Humana Commercial | $23,067.77 | ↑ +2913% |
| United Healthcare | United Healthcare Medicare I-SNP | $23,285.39 | ↑ +2941% |
| United Healthcare | United Healthcare Medicare D-SNP | $23,503.01 | ↑ +2970% |
| Molina | Molina Ohio | $23,720.63 | ↑ +2998% |
| Highmark | Highmark Performance Blue Enhanced | $31,698.60 | ↑ +4040% |
| Aetna | Aetna Commercial | $41,783.14 | ↑ +5358% |
Visitor-reported prices
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Optx prx hmrl fx fix rpr rpl at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $21,762.05 | $764.63 – $32,830.77 |
| Kings County Hospital Center | Brooklyn | $21,762.05 | $764.63 – $32,830.77 |
| Lincoln Medical Center | Bronx | $21,762.05 | $1,458.93 – $24,732.52 |
| Metropolitan Hospital Center | New York | $21,762.05 | $1,458.93 – $24,732.52 |
| Queens Hospital Center | Jamaica | $21,762.05 | $764.63 – $32,830.77 |
| Woodhull Medical Center | Brooklyn | $21,762.05 | $764.63 – $32,830.77 |
| South Brooklyn Health | Brooklyn | $21,762.05 | $1,458.93 – $24,732.52 |
| North Central Bronx | Bronx | $21,762.05 | $1,458.93 – $32,830.77 |