Optx acute shoulder dislc at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$366.74

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,667.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.17 with Univera vs $16,230.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $48.17 ↓ -87%
Univera Univera Healthy New York $48.17 ↓ -87%
Univera Univera Medicare $63.08 ↓ -83%
Univera Univera Commercial $70.84 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $81.73 ↓ -78%
Amerihealth Amerihealth Caritas Medicare (NY) $81.73 ↓ -78%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $102.75 ↓ -72%
Geisinger Geisinger CHIP $112.87 ↓ -69%
Amerihealth Amerihealth Caritas CHC Medicaid $112.87 ↓ -69%
Amerihealth Amerihealth Caritas HC Medicaid $112.87 ↓ -69%
Geisinger Geisinger Medicaid HC $112.87 ↓ -69%
United Healthcare United Healthcare Medicaid $112.87 ↓ -69%
Highmark Highmark Together Blue $621.19 ↑ +69%
Highmark Highmark Community Blue $657.11 ↑ +79%
Highmark Highmark Social Mission Indemnity $657.11 ↑ +79%
Highmark Highmark My Blue Access $657.11 ↑ +79%
Highmark Highmark My Direct Blue $657.11 ↑ +79%
Highmark Highmark Performance Blue $657.11 ↑ +79%
Highmark Highmark Blue High Performance $657.11 ↑ +79%
Highmark Highmark Connect Blue $657.11 ↑ +79%
Highmark Highmark Social Mission Managed Care $657.11 ↑ +79%
Highmark Highmark Indemnity $657.11 ↑ +79%
Highmark Highmark Managed Care $657.11 ↑ +79%
Cigna Cigna Commercial $940.45 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $1,062.13 ↑ +190%
United Healthcare United Healthcare Of OH Medicaid $1,119.80 ↑ +205%
United Healthcare United Healthcare Commercial $1,119.80 ↑ +205%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +217%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +224%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +239%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +249%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +249%
Highmark Highmark Community Blue Medicare PPO $7,777.32 ↑ +2021%
Highmark Highmark Complete Blue Medicare $7,777.32 ↑ +2021%
Highmark Highmark Freedom Blue $7,861.85 ↑ +2044%
Life Pittsburgh Life Pittsburgh Medicare $8,453.60 ↑ +2205%
Martin's Point Martin's Point $8,453.60 ↑ +2205%
American Health Plans American Health Plans Medicare $8,453.60 ↑ +2205%
Devoted Medicare Devoted Health Medicare Advantage $8,707.21 ↑ +2274%
Highmark Highmark Together Blue Medicare $8,791.75 ↑ +2297%
Highmark Highmark Community Blue Medicare HMO $8,791.75 ↑ +2297%
Highmark Highmark Security Blue $8,791.75 ↑ +2297%
Aetna Aetna Medicare $8,791.75 ↑ +2297%
Amerihealth Amerihealth Medicare New York $8,876.28 ↑ +2320%
Humana Humana Commercial $8,960.82 ↑ +2343%
United Healthcare United Healthcare Medicare I-SNP $9,045.36 ↑ +2366%
United Healthcare United Healthcare Medicare D-SNP $9,129.89 ↑ +2389%
Molina Molina Ohio $9,214.43 ↑ +2413%
Highmark Highmark Performance Blue Enhanced $12,313.52 ↑ +3258%
Aetna Aetna Commercial $16,230.92 ↑ +4326%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Optx acute shoulder dislc at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $8,453.60 $335.04 – $13,586.72
Harlem Hospital Center New York $8,453.60 $679.09 – $12,680.41
Kings County Hospital Center Brooklyn $8,453.60 $335.04 – $13,586.72
Lincoln Medical Center Bronx $8,453.60 $701.36 – $12,680.41
Metropolitan Hospital Center New York $8,453.60 $701.36 – $12,680.41
Queens Hospital Center Jamaica $8,453.60 $335.04 – $13,586.72
Woodhull Medical Center Brooklyn $8,453.60 $335.04 – $13,586.72
South Brooklyn Health Brooklyn $8,453.60 $701.36 – $12,680.41

All New-york hospitals for this procedure →