Opn fem art expos cndt crtj 34714 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$163.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$741.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.66 with Amerihealth vs $531.07 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas D-SNP Medicare $37.66 ↓ -77%
Amerihealth Amerihealth Caritas Medicare (NY) $37.66 ↓ -77%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $47.35 ↓ -71%
Geisinger Geisinger Medicaid HC $52.01 ↓ -68%
Geisinger Geisinger CHIP $52.01 ↓ -68%
Amerihealth Amerihealth Caritas HC Medicaid $52.01 ↓ -68%
Amerihealth Amerihealth Caritas CHC Medicaid $52.01 ↓ -68%
United Healthcare United Healthcare Medicaid $52.01 ↓ -68%
United Healthcare United Healthcare CHIP $57.39 ↓ -65%
Univera Univera Essential Plan $211.10 ↑ +29%
Univera Univera Healthy New York $211.10 ↑ +29%
Univera Univera Medicare $296.69 ↑ +82%
Highmark Highmark Together Blue $297.81 ↑ +83%
Highmark Highmark My Direct Blue $315.03 ↑ +93%
Highmark Highmark Performance Blue $315.03 ↑ +93%
Highmark Highmark Social Mission Indemnity $315.03 ↑ +93%
Highmark Highmark Social Mission Managed Care $315.03 ↑ +93%
Highmark Highmark Managed Care $315.03 ↑ +93%
Highmark Highmark Indemnity $315.03 ↑ +93%
Highmark Highmark My Blue Access $315.03 ↑ +93%
Highmark Highmark Connect Blue $315.03 ↑ +93%
Highmark Highmark Blue High Performance $315.03 ↑ +93%
Highmark Highmark Community Blue $315.03 ↑ +93%
Univera Univera Commercial $330.31 ↑ +103%
Cigna Cigna Commercial $421.41 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $503.72 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $531.07 ↑ +226%
United Healthcare United Healthcare Commercial $531.07 ↑ +226%

Visitor-reported prices

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Opn fem art expos cndt crtj 34714 at other New-york hospitals

Hospital City Cash price Negotiated range
Rochester General Hospital Rochester $6,025.66 not published
The Unity Hospital of Rochester Rochester $7,416.19 not published
Newark Wayne Community Hospital Newark $6,025.66 $230.90 – $481.13
Bellevue Hospital Center NY 10016 not published $182.52 – $432.58
Harlem Hospital Center New York not published $300.40 – $432.58
Kings County Hospital Center Brooklyn not published $182.52 – $449.73
Lincoln Medical Center Bronx not published $312.31 – $449.73
Metropolitan Hospital Center New York not published $312.31 – $449.73

All New-york hospitals for this procedure →