Open tx rib 7+ fx w/fix 21813 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$603.68

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,744.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$781.72 with Univera vs $3,636.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $781.72 ↑ +29%
Univera Univera Healthy New York $781.72 ↑ +29%
Highmark Highmark Together Blue $966.06 ↑ +60%
Univera Univera Medicare $1,023.73 ↑ +70%
Highmark Highmark Community Blue $1,073.13 ↑ +78%
Highmark Highmark Social Mission Managed Care $1,073.13 ↑ +78%
Highmark Highmark My Direct Blue $1,073.13 ↑ +78%
Highmark Highmark My Blue Access $1,073.13 ↑ +78%
Highmark Highmark Connect Blue $1,073.13 ↑ +78%
Highmark Highmark Indemnity $1,073.13 ↑ +78%
Highmark Highmark Managed Care $1,073.13 ↑ +78%
Highmark Highmark Social Mission Indemnity $1,073.13 ↑ +78%
Highmark Highmark Performance Blue $1,073.13 ↑ +78%
Highmark Highmark Blue High Performance $1,073.13 ↑ +78%
Univera Univera Commercial $1,149.59 ↑ +90%
United Healthcare United Healthcare Medicaid $1,400.10 ↑ +132%
United Healthcare United Healthcare CHIP $1,400.10 ↑ +132%
Cigna Cigna Commercial $1,556.07 ↑ +158%
Highmark Highmark Complete Blue Medicare $1,742.35 ↑ +189%
Highmark Highmark Community Blue Medicare PPO $1,742.35 ↑ +189%
Highmark Highmark Freedom Blue $1,761.29 ↑ +192%
United Healthcare United Healthcare Navigate Nexus Commercial $1,833.52 ↑ +204%
American Health Plans American Health Plans Medicare $1,893.86 ↑ +214%
Life Pittsburgh Life Pittsburgh Medicare $1,893.86 ↑ +214%
Martin's Point Martin's Point $1,893.86 ↑ +214%
United Healthcare United Healthcare Commercial $1,933.07 ↑ +220%
United Healthcare United Healthcare Of OH Medicaid $1,933.07 ↑ +220%
Devoted Medicare Devoted Health Medicare Advantage $1,950.68 ↑ +223%
Highmark Highmark Security Blue $1,969.62 ↑ +226%
Aetna Aetna Medicare $1,969.62 ↑ +226%
Highmark Highmark Community Blue Medicare HMO $1,969.62 ↑ +226%
Highmark Highmark Together Blue Medicare $1,969.62 ↑ +226%
Amerihealth Amerihealth Medicare New York $1,988.55 ↑ +229%
Amerihealth Amerihealth Caritas D-SNP Medicare $1,988.55 ↑ +229%
Humana Humana Commercial $2,007.49 ↑ +233%
United Healthcare United Healthcare Medicare I-SNP $2,026.43 ↑ +236%
United Healthcare United Healthcare Medicare D-SNP $2,045.37 ↑ +239%
Molina Molina Ohio $2,064.31 ↑ +242%
Highmark Highmark Performance Blue Enhanced $2,758.60 ↑ +357%
Aetna Aetna Commercial $3,636.21 ↑ +502%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Open tx rib 7+ fx w/fix 21813 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,893.86 $673.49 – $4,014.46
Harlem Hospital Center New York $1,893.86 $1,120.98 – $4,014.46
Kings County Hospital Center Brooklyn $1,893.86 $673.49 – $4,014.46
Lincoln Medical Center Bronx $1,893.86 $1,166.00 – $4,014.46
Metropolitan Hospital Center New York $1,893.86 $1,166.00 – $4,014.46
Queens Hospital Center Jamaica $1,893.86 $673.49 – $4,014.46
Woodhull Medical Center Brooklyn $1,893.86 $673.49 – $4,014.46
South Brooklyn Health Brooklyn $1,893.86 $1,166.00 – $4,014.46

All New-york hospitals for this procedure →