Off/op cnsltj new/est low 30 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$57.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$260.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.93 with Amerihealth vs $294.00 with Martin's Point — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas D-SNP Medicare $72.93 ↑ +28%
Amerihealth Amerihealth Caritas Medicare (NY) $72.93 ↑ +28%
Univera Univera Essential Plan $80.16 ↑ +40%
Univera Univera Healthy New York $80.16 ↑ +40%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $91.69 ↑ +60%
Highmark Highmark Together Blue $98.30 ↑ +72%
Univera Univera Medicare $99.02 ↑ +73%
Amerihealth Amerihealth Caritas CHC Medicaid $100.72 ↑ +76%
Amerihealth Amerihealth Caritas HC Medicaid $100.72 ↑ +76%
Geisinger Geisinger CHIP $100.72 ↑ +76%
Geisinger Geisinger Medicaid HC $100.72 ↑ +76%
United Healthcare United Healthcare Medicaid $100.72 ↑ +76%
Highmark Highmark My Blue Access $103.98 ↑ +82%
Highmark Highmark My Direct Blue $103.98 ↑ +82%
Highmark Highmark Performance Blue $103.98 ↑ +82%
Highmark Highmark Social Mission Indemnity $103.98 ↑ +82%
Highmark Highmark Social Mission Managed Care $103.98 ↑ +82%
Highmark Highmark Indemnity $103.98 ↑ +82%
Highmark Highmark Connect Blue $103.98 ↑ +82%
Highmark Highmark Community Blue $103.98 ↑ +82%
Highmark Highmark Blue High Performance $103.98 ↑ +82%
Highmark Highmark Managed Care $103.98 ↑ +82%
Univera Univera Commercial $113.16 ↑ +98%
United Healthcare United Healthcare CHIP $123.09 ↑ +115%
Cigna Cigna Commercial $140.53 ↑ +146%
United Healthcare United Healthcare Navigate Nexus Commercial $175.18 ↑ +206%
United Healthcare United Healthcare Commercial $184.69 ↑ +223%
United Healthcare United Healthcare Of OH Medicaid $184.69 ↑ +223%
Martin's Point Martin's Point $294.00 ↑ +414%

Visitor-reported prices

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Off/op cnsltj new/est low 30 at other New-york hospitals

Hospital City Cash price Negotiated range
NewYork-Presbyterian Queens Flushing $1,014.00 $673.19 – $706.08
NewYork-Presbyterian Columbia University Irving Medical Center New York $715.00 $683.67 – $683.67
Rochester General Hospital Rochester $116.27 not published
Gouverneur Hospital Gouverneur $158.91 $58.38 – $58.38
Massena Hospital Massena $159.75 $58.38 – $58.38
Canton-Potsdam Hospital Potsdam $162.03 not published
The Unity Hospital of Rochester Rochester $201.53 not published
Newark Wayne Community Hospital Newark $116.27 not published

All New-york hospitals for this procedure →