Nsl/sins ndsc surg sphn sins at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$88.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$403.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$116.77 with Univera vs $15,728.21 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $116.77 | ↑ +32% |
| Univera | Univera Healthy New York | $116.77 | ↑ +32% |
| Highmark | Highmark Community Blue Medicare | $124.93 | ↑ +41% |
| Life Pittsburgh | Life Pittsburgh Medicare | $134.33 | ↑ +52% |
| Highmark | Highmark Security Blue | $138.36 | ↑ +56% |
| Devoted Medicare | Devoted Health Medicare Advantage | $142.39 | ↑ +61% |
| Devoted Medicare | Devoted Duel Plus PA HMO D-SNP | $142.39 | ↑ +61% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $142.62 | ↑ +61% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $142.62 | ↑ +61% |
| Univera | Univera Medicare | $145.43 | ↑ +64% |
| American Health Plans | American Health Plans Medicare | $147.76 | ↑ +67% |
| Univera | Univera Commercial | $155.39 | ↑ +75% |
| Highmark | Highmark Together Blue | $166.34 | ↑ +88% |
| Highmark | Highmark My Direct Blue | $175.96 | ↑ +98% |
| Highmark | Highmark Blue High Performance | $175.96 | ↑ +98% |
| Highmark | Highmark Community Blue | $175.96 | ↑ +98% |
| Highmark | Highmark Connect Blue | $175.96 | ↑ +98% |
| Highmark | Highmark Indemnity | $175.96 | ↑ +98% |
| Highmark | Highmark Managed Care | $175.96 | ↑ +98% |
| Highmark | Highmark My Blue Access | $175.96 | ↑ +98% |
| Highmark | Highmark Performance Blue | $175.96 | ↑ +98% |
| Highmark | Highmark Social Mission Indemnity | $175.96 | ↑ +98% |
| Highmark | Highmark Social Mission Managed Care | $175.96 | ↑ +98% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $179.30 | ↑ +102% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $196.95 | ↑ +122% |
| Geisinger | Geisinger Medicaid HC | $196.95 | ↑ +122% |
| United Healthcare | United Healthcare Medicaid | $196.95 | ↑ +122% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $196.95 | ↑ +122% |
| Geisinger | Geisinger CHIP | $196.95 | ↑ +122% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $203.75 | ↑ +130% |
| Jefferson Health Plans | Jefferson Health Plans | $207.82 | ↑ +134% |
| Amerihealth | Amerihealth Medicaid CHC | $224.12 | ↑ +153% |
| Amerihealth | Amerihealth Medicaid HC | $224.12 | ↑ +153% |
| Cigna | Cigna Commercial | $228.57 | ↑ +158% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $262.00 | ↑ +196% |
| United Healthcare | United Healthcare Commercial | $276.22 | ↑ +212% |
| United Healthcare | United Healthcare Of OH Medicaid | $276.22 | ↑ +212% |
| United Healthcare | United Healthcare CHIP | $1,241.60 | ↑ +1300% |
| Highmark | Highmark Complete Blue Medicare | $7,536.43 | ↑ +8400% |
| Highmark | Highmark Community Blue Medicare PPO | $7,536.43 | ↑ +8400% |
| Highmark | Highmark Freedom Blue | $7,618.35 | ↑ +8493% |
| Martin's Point | Martin's Point | $8,191.77 | ↑ +9140% |
| Highmark | Highmark Community Blue Medicare HMO | $8,519.45 | ↑ +9509% |
| Highmark | Highmark Together Blue Medicare | $8,519.45 | ↑ +9509% |
| Aetna | Aetna Medicare | $8,519.45 | ↑ +9509% |
| Amerihealth | Amerihealth Medicare New York | $8,601.36 | ↑ +9602% |
| Humana | Humana Commercial | $8,683.28 | ↑ +9694% |
| United Healthcare | United Healthcare Medicare I-SNP | $8,765.20 | ↑ +9786% |
| United Healthcare | United Healthcare Medicare D-SNP | $8,847.12 | ↑ +9879% |
| Molina | Molina Ohio | $8,929.03 | ↑ +9971% |
| Highmark | Highmark Performance Blue Enhanced | $11,932.14 | ↑ +13358% |
| Aetna | Aetna Commercial | $15,728.21 | ↑ +17640% |
Visitor-reported prices
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Nsl/sins ndsc surg sphn sins at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $8,191.77 | $160.67 – $17,619.43 |
| Kings County Hospital Center | Brooklyn | $8,191.77 | $161.76 – $17,619.43 |
| Lincoln Medical Center | Bronx | $8,191.77 | $165.31 – $17,619.43 |
| Metropolitan Hospital Center | New York | $8,191.77 | $165.31 – $17,619.43 |
| Queens Hospital Center | Jamaica | $8,191.77 | $159.83 – $17,619.43 |
| Woodhull Medical Center | Brooklyn | $8,191.77 | $161.76 – $17,619.43 |
| South Brooklyn Health | Brooklyn | $8,191.77 | $165.31 – $17,619.43 |
| North Central Bronx | Bronx | $8,191.77 | $165.31 – $17,619.43 |