Nsl/sins ndsc surg on dcmprn at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$753.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,427.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$99.88 with Univera vs $15,728.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $99.88 ↓ -87%
Univera Univera Essential Plan $99.88 ↓ -87%
Univera Univera Medicare $124.39 ↓ -84%
Univera Univera Commercial $132.91 ↓ -82%
Amerihealth Amerihealth Caritas Medicare (NY) $1,050.00 ↑ +39%
Amerihealth Amerihealth Caritas D-SNP Medicare $1,050.00 ↑ +39%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +54%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +57%
Geisinger Geisinger Medicaid HC $1,241.60 ↑ +65%
United Healthcare United Healthcare Medicaid $1,241.60 ↑ +65%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +65%
Geisinger Geisinger CHIP $1,241.60 ↑ +65%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +70%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +70%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $1,320.00 ↑ +75%
Highmark Highmark Together Blue $1,422.77 ↑ +89%
Amerihealth Amerihealth Caritas HC Medicaid $1,450.00 ↑ +92%
Amerihealth Amerihealth Caritas CHC Medicaid $1,450.00 ↑ +92%
Highmark Highmark Indemnity $1,505.04 ↑ +100%
Highmark Highmark Managed Care $1,505.04 ↑ +100%
Highmark Highmark My Blue Access $1,505.04 ↑ +100%
Highmark Highmark Blue High Performance $1,505.04 ↑ +100%
Highmark Highmark Connect Blue $1,505.04 ↑ +100%
Highmark Highmark Performance Blue $1,505.04 ↑ +100%
Highmark Highmark Community Blue $1,505.04 ↑ +100%
Highmark Highmark Social Mission Indemnity $1,505.04 ↑ +100%
Highmark Highmark Social Mission Managed Care $1,505.04 ↑ +100%
Highmark Highmark My Direct Blue $1,505.04 ↑ +100%
Cigna Cigna Commercial $1,952.81 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $2,234.21 ↑ +196%
United Healthcare United Healthcare Of OH Medicaid $2,355.51 ↑ +212%
United Healthcare United Healthcare Commercial $2,355.51 ↑ +212%
Highmark Highmark Community Blue Medicare PPO $7,536.43 ↑ +900%
Highmark Highmark Complete Blue Medicare $7,536.43 ↑ +900%
Highmark Highmark Freedom Blue $7,618.35 ↑ +910%
Life Pittsburgh Life Pittsburgh Medicare $8,191.77 ↑ +987%
Martin's Point Martin's Point $8,191.77 ↑ +987%
American Health Plans American Health Plans Medicare $8,191.77 ↑ +987%
Devoted Medicare Devoted Health Medicare Advantage $8,437.53 ↑ +1019%
Aetna Aetna Medicare $8,519.45 ↑ +1030%
Highmark Highmark Community Blue Medicare HMO $8,519.45 ↑ +1030%
Highmark Highmark Security Blue $8,519.45 ↑ +1030%
Highmark Highmark Together Blue Medicare $8,519.45 ↑ +1030%
Amerihealth Amerihealth Medicare New York $8,601.36 ↑ +1041%
Humana Humana Commercial $8,683.28 ↑ +1052%
United Healthcare United Healthcare Medicare I-SNP $8,765.20 ↑ +1063%
United Healthcare United Healthcare Medicare D-SNP $8,847.12 ↑ +1073%
Molina Molina Ohio $8,929.03 ↑ +1084%
Highmark Highmark Performance Blue Enhanced $11,932.14 ↑ +1483%
Aetna Aetna Commercial $15,728.21 ↑ +1986%

Visitor-reported prices

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Nsl/sins ndsc surg on dcmprn at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $8,191.77 $731.47 – $17,619.43
Harlem Hospital Center New York $8,191.77 $1,357.00 – $17,619.43
Kings County Hospital Center Brooklyn $8,191.77 $731.47 – $17,619.43
Lincoln Medical Center Bronx $8,191.77 $1,357.00 – $17,619.43
Metropolitan Hospital Center New York $8,191.77 $1,357.00 – $17,619.43
Queens Hospital Center Jamaica $8,191.77 $731.47 – $17,619.43
Woodhull Medical Center Brooklyn $8,191.77 $731.47 – $17,619.43
South Brooklyn Health Brooklyn $8,191.77 $1,357.00 – $17,619.43

All New-york hospitals for this procedure →