Nr lnr acclrtr tx max 5 sessions at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$799.98 with Univera vs $3,989.52 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $799.98 —
Univera Univera Essential Plan $799.98 —
Highmark Highmark Together Blue $903.39 —
Univera Univera Medicare $941.15 —
Highmark Highmark My Direct Blue $955.63 —
Highmark Highmark Social Mission Indemnity $955.63 —
Highmark Highmark Blue High Performance $955.63 —
Highmark Highmark Community Blue $955.63 —
Highmark Highmark Connect Blue $955.63 —
Highmark Highmark Social Mission Managed Care $955.63 —
Highmark Highmark Indemnity $955.63 —
Highmark Highmark Managed Care $955.63 —
Highmark Highmark My Blue Access $955.63 —
Highmark Highmark Performance Blue $955.63 —
Univera Univera Commercial $1,044.68 —
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,500.00 —
Cigna Cigna Commercial $1,519.05 —
Jefferson Health Plans Jefferson Health Plans $1,530.00 —
Geisinger Geisinger Medicaid HC $1,600.00 —
United Healthcare United Healthcare CHIP $1,600.00 —
Geisinger Geisinger CHIP $1,600.00 —
United Healthcare United Healthcare Medicaid $1,600.00 —
Amerihealth Amerihealth Medicaid HC $1,650.00 —
Amerihealth Amerihealth Medicaid CHC $1,650.00 —
Highmark Highmark Complete Blue Medicare $1,911.64 —
Highmark Highmark Community Blue Medicare PPO $1,911.64 —
Highmark Highmark Freedom Blue $1,932.42 —
Martin's Point Martin's Point $2,077.87 —
American Health Plans American Health Plans Medicare $2,077.87 —
Life Pittsburgh Life Pittsburgh Medicare $2,077.87 —
United Healthcare United Healthcare Navigate Nexus Commercial $2,081.67 —
Devoted Medicare Devoted Health Medicare Advantage $2,140.21 —
United Healthcare United Healthcare Commercial $2,140.21 —
Aetna Aetna Medicare $2,160.99 —
Highmark Highmark Together Blue Medicare $2,160.99 —
Highmark Highmark Community Blue Medicare HMO $2,160.99 —
Highmark Highmark Security Blue $2,160.99 —
Amerihealth Amerihealth Medicare New York $2,181.77 —
Amerihealth Amerihealth Caritas D-SNP Medicare $2,181.77 —
United Healthcare United Healthcare Of OH Medicaid $2,194.69 —
Humana Humana Commercial $2,202.55 —
United Healthcare United Healthcare Medicare I-SNP $2,223.32 —
United Healthcare United Healthcare Medicare D-SNP $2,244.10 —
Molina Molina Ohio $2,264.88 —
Highmark Highmark Performance Blue Enhanced $3,026.63 —
Aetna Aetna Commercial $3,989.52 —

Visitor-reported prices

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Nr lnr acclrtr tx max 5 sessions at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,077.87 $1,111.24 – $3,347.99
Harlem Hospital Center New York $2,077.87 $1,111.24 – $3,347.99
Kings County Hospital Center Brooklyn $2,077.87 $1,145.45 – $3,347.99
Lincoln Medical Center Bronx $2,077.87 $1,145.45 – $3,347.99
Metropolitan Hospital Center New York $2,077.87 $1,145.45 – $3,347.99
Queens Hospital Center Jamaica $2,077.87 $1,136.83 – $3,347.99
Woodhull Medical Center Brooklyn $2,077.87 $1,145.45 – $3,347.99
South Brooklyn Health Brooklyn $2,077.87 $1,145.45 – $3,347.99

All New-york hospitals for this procedure →