Nqhp ol dig assmt&mgmt 21+ at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$20.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$93.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.31 with Univera vs $62.88 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $25.31 ↑ +24%
Univera Univera Essential Plan $25.31 ↑ +24%
Highmark Highmark Together Blue $28.62 ↑ +40%
Highmark Highmark Community Blue Medicare $28.87 ↑ +41%
United Healthcare United Healthcare Medicaid $29.36 ↑ +43%
United Healthcare United Healthcare CHIP $29.36 ↑ +43%
Highmark Highmark My Direct Blue $30.27 ↑ +48%
Highmark Highmark Performance Blue $30.27 ↑ +48%
Highmark Highmark Social Mission Indemnity $30.27 ↑ +48%
Highmark Highmark Social Mission Managed Care $30.27 ↑ +48%
Highmark Highmark Managed Care $30.27 ↑ +48%
Highmark Highmark Blue High Performance $30.27 ↑ +48%
Highmark Highmark Community Blue $30.27 ↑ +48%
Highmark Highmark Connect Blue $30.27 ↑ +48%
Highmark Highmark Indemnity $30.27 ↑ +48%
Highmark Highmark My Blue Access $30.27 ↑ +48%
Univera Univera Medicare $30.29 ↑ +48%
Life Pittsburgh Life Pittsburgh Medicare $31.04 ↑ +52%
Highmark Highmark Security Blue $31.97 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $32.90 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $32.90 ↑ +61%
Univera Univera Commercial $33.63 ↑ +64%
American Health Plans American Health Plans Medicare $34.14 ↑ +67%
Cigna Cigna Commercial $49.07 ↑ +140%
United Healthcare United Healthcare Navigate Nexus Commercial $59.64 ↑ +191%
United Healthcare United Healthcare Of OH Medicaid $62.88 ↑ +207%
United Healthcare United Healthcare Commercial $62.88 ↑ +207%

Visitor-reported prices

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Nqhp ol dig assmt&mgmt 21+ at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $35.56 $26.50 – $51.21
Kings County Hospital Center Brooklyn $36.10 $26.84 – $51.98
Lincoln Medical Center Bronx $36.10 $26.84 – $51.98
Metropolitan Hospital Center New York $35.56 $26.50 – $51.98
Queens Hospital Center Jamaica $35.63 $26.47 – $51.31
Woodhull Medical Center Brooklyn $36.10 $26.84 – $51.98
South Brooklyn Health Brooklyn $36.10 $26.84 – $51.98
North Central Bronx Bronx $36.10 $26.84 – $51.98

All New-york hospitals for this procedure →