Npsy tst eval phsy/qhp ea l hr at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$47.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$214.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.00 with Community Care Behavorial Health HealthChoices vs $159.19 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $60.00 ↑ +27%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $60.00 ↑ +27%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $60.00 ↑ +27%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $60.00 ↑ +27%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $60.00 ↑ +27%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $60.00 ↑ +27%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $60.00 ↑ +27%
Univera Univera Healthy New York $63.21 ↑ +34%
Univera Univera Essential Plan $63.21 ↑ +34%
Highmark Highmark Community Blue Medicare $66.34 ↑ +41%
Amerihealth Amerihealth Caritas D-SNP Medicare $70.02 ↑ +49%
Amerihealth Amerihealth Caritas Medicare (NY) $70.02 ↑ +49%
Life Pittsburgh Life Pittsburgh Medicare $71.33 ↑ +52%
Highmark Highmark Security Blue $73.47 ↑ +56%
Carelon Carelon Westmoreland County $75.42 ↑ +60%
Carelon Carelon Armstrong County $75.42 ↑ +60%
Carelon Carelon Beaver County $75.42 ↑ +60%
Carelon Carelon Butler County $75.42 ↑ +60%
Carelon Carelon Indiana County $75.42 ↑ +60%
Carelon Carelon Lawrence County $75.42 ↑ +60%
Carelon Carelon Washington County $75.42 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $75.61 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $75.61 ↑ +61%
American Health Plans American Health Plans Medicare $78.46 ↑ +67%
Univera Univera Medicare $79.56 ↑ +69%
Highmark Highmark Together Blue $85.43 ↑ +81%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $88.03 ↑ +87%
Highmark Highmark My Blue Access $90.37 ↑ +92%
Highmark Highmark Blue High Performance $90.37 ↑ +92%
Highmark Highmark Community Blue $90.37 ↑ +92%
Highmark Highmark Connect Blue $90.37 ↑ +92%
Highmark Highmark Indemnity $90.37 ↑ +92%
Highmark Highmark Managed Care $90.37 ↑ +92%
Highmark Highmark My Direct Blue $90.37 ↑ +92%
Highmark Highmark Performance Blue $90.37 ↑ +92%
Highmark Highmark Social Mission Indemnity $90.37 ↑ +92%
Highmark Highmark Social Mission Managed Care $90.37 ↑ +92%
Univera Univera Commercial $92.95 ↑ +97%
Geisinger Geisinger CHIP $96.70 ↑ +105%
Amerihealth Amerihealth Caritas CHC Medicaid $96.70 ↑ +105%
United Healthcare United Healthcare Medicaid $96.70 ↑ +105%
Geisinger Geisinger Medicaid HC $96.70 ↑ +105%
Amerihealth Amerihealth Caritas HC Medicaid $96.70 ↑ +105%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $100.04 ↑ +112%
Jefferson Health Plans Jefferson Health Plans $102.04 ↑ +117%
United Healthcare United Healthcare CHIP $106.70 ↑ +127%
Amerihealth Amerihealth Medicaid CHC $110.04 ↑ +134%
Amerihealth Amerihealth Medicaid HC $110.04 ↑ +134%
Cigna Cigna Commercial $122.86 ↑ +161%
United Healthcare United Healthcare Navigate Nexus Commercial $150.99 ↑ +221%
United Healthcare United Healthcare Of OH Medicaid $159.19 ↑ +238%
United Healthcare United Healthcare Commercial $159.19 ↑ +238%

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Npsy tst eval phsy/qhp ea l hr at other New-york hospitals

Hospital City Cash price Negotiated range
NewYork-Presbyterian Columbia University Irving Medical Center New York $680.00 $112.00 – $635.62
Rochester General Hospital Rochester $195.78 $100.04 – $100.04
The Unity Hospital of Rochester Rochester $240.96 not published
Newark Wayne Community Hospital Newark $195.78 $70.06 – $145.98
Bellevue Hospital Center NY 10016 not published $52.51 – $118.05
Kings County Hospital Center Brooklyn not published $52.51 – $118.05
Lincoln Medical Center Bronx not published $79.70 – $118.05
Metropolitan Hospital Center New York not published $79.70 – $118.05

All New-york hospitals for this procedure →