Npsy tst eval phsy/qhp 1st hr at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$66.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$301.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.00 with Community Care Behavorial Health HealthChoices vs $1,205.55 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $60.00 ↓ -9%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $60.00 ↓ -9%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $60.00 ↓ -9%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $60.00 ↓ -9%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $60.00 ↓ -9%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $60.00 ↓ -9%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $60.00 ↓ -9%
Carelon Carelon Washington County $75.42 ↑ +14%
Carelon Carelon Lawrence County $75.42 ↑ +14%
Carelon Carelon Westmoreland County $75.42 ↑ +14%
Carelon Carelon Armstrong County $75.42 ↑ +14%
Carelon Carelon Beaver County $75.42 ↑ +14%
Carelon Carelon Butler County $75.42 ↑ +14%
Carelon Carelon Indiana County $75.42 ↑ +14%
Univera Univera Healthy New York $87.45 ↑ +32%
Univera Univera Essential Plan $87.45 ↑ +32%
Amerihealth Amerihealth Caritas D-SNP Medicare $91.37 ↑ +38%
Amerihealth Amerihealth Caritas Medicare (NY) $91.37 ↑ +38%
Highmark Highmark Community Blue Medicare $93.37 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $100.40 ↑ +52%
Highmark Highmark Security Blue $103.41 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $106.42 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $106.42 ↑ +61%
Univera Univera Medicare $110.09 ↑ +66%
American Health Plans American Health Plans Medicare $110.44 ↑ +67%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $114.87 ↑ +73%
Highmark Highmark Together Blue $118.69 ↑ +79%
Highmark Highmark Managed Care $125.55 ↑ +90%
Highmark Highmark Social Mission Managed Care $125.55 ↑ +90%
Highmark Highmark Social Mission Indemnity $125.55 ↑ +90%
Highmark Highmark Connect Blue $125.55 ↑ +90%
Highmark Highmark Indemnity $125.55 ↑ +90%
Highmark Highmark Performance Blue $125.55 ↑ +90%
Highmark Highmark My Direct Blue $125.55 ↑ +90%
Highmark Highmark My Blue Access $125.55 ↑ +90%
Highmark Highmark Blue High Performance $125.55 ↑ +90%
Highmark Highmark Community Blue $125.55 ↑ +90%
United Healthcare United Healthcare Medicaid $126.18 ↑ +91%
Amerihealth Amerihealth Caritas CHC Medicaid $126.18 ↑ +91%
Amerihealth Amerihealth Caritas HC Medicaid $126.18 ↑ +91%
Geisinger Geisinger CHIP $126.18 ↑ +91%
Geisinger Geisinger Medicaid HC $126.18 ↑ +91%
Univera Univera Commercial $128.61 ↑ +94%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $130.53 ↑ +97%
Jefferson Health Plans Jefferson Health Plans $133.14 ↑ +101%
United Healthcare United Healthcare CHIP $139.23 ↑ +110%
Amerihealth Amerihealth Medicaid HC $143.58 ↑ +117%
Amerihealth Amerihealth Medicaid CHC $143.58 ↑ +117%
Cigna Cigna Commercial $170.04 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $196.20 ↑ +196%
United Healthcare United Healthcare Commercial $206.86 ↑ +212%
United Healthcare United Healthcare Of OH Medicaid $206.86 ↑ +212%
Highmark Highmark Community Blue Medicare PPO $577.66 ↑ +772%
Highmark Highmark Complete Blue Medicare $577.66 ↑ +772%
Highmark Highmark Freedom Blue $583.94 ↑ +782%
Martin's Point Martin's Point $627.89 ↑ +848%
Aetna Aetna Medicare $653.01 ↑ +886%
Highmark Highmark Community Blue Medicare HMO $653.01 ↑ +886%
Highmark Highmark Together Blue Medicare $653.01 ↑ +886%
Amerihealth Amerihealth Medicare New York $659.29 ↑ +896%
Humana Humana Commercial $665.56 ↑ +905%
United Healthcare United Healthcare Medicare I-SNP $671.84 ↑ +915%
United Healthcare United Healthcare Medicare D-SNP $678.12 ↑ +924%
Molina Molina Ohio $684.40 ↑ +934%
Highmark Highmark Performance Blue Enhanced $914.59 ↑ +1281%
Aetna Aetna Commercial $1,205.55 ↑ +1721%

Visitor-reported prices

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Npsy tst eval phsy/qhp 1st hr at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $627.89 $68.51 – $891.60
Kings County Hospital Center Brooklyn $627.89 $68.51 – $891.60
Lincoln Medical Center Bronx $627.89 $114.56 – $891.60
Metropolitan Hospital Center New York $627.89 $114.56 – $891.60
Queens Hospital Center Jamaica $627.89 $68.51 – $891.60
Woodhull Medical Center Brooklyn $627.89 $68.51 – $891.60
South Brooklyn Health Brooklyn $627.89 $114.56 – $891.60
North Central Bronx Bronx $627.89 $114.56 – $891.60

All New-york hospitals for this procedure →