Njx aa&/strd nrv nrvtg si jt at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$50.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$230.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$66.58 with Univera vs $1,573.44 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $66.58 | ↑ +32% |
| Univera | Univera Healthy New York | $66.58 | ↑ +32% |
| Highmark | Highmark Community Blue Medicare | $71.38 | ↑ +41% |
| Life Pittsburgh | Life Pittsburgh Medicare | $76.75 | ↑ +52% |
| Highmark | Highmark Security Blue | $79.05 | ↑ +56% |
| Univera | Univera Medicare | $80.81 | ↑ +60% |
| Devoted Medicare | Devoted Duel Plus PA HMO D-SNP | $81.36 | ↑ +61% |
| Devoted Medicare | Devoted Health Medicare Advantage | $81.36 | ↑ +61% |
| Highmark | Highmark Together Blue | $84.43 | ↑ +67% |
| American Health Plans | American Health Plans Medicare | $84.43 | ↑ +67% |
| Highmark | Highmark Social Mission Indemnity | $89.31 | ↑ +77% |
| Highmark | Highmark Blue High Performance | $89.31 | ↑ +77% |
| Highmark | Highmark Community Blue | $89.31 | ↑ +77% |
| Highmark | Highmark My Direct Blue | $89.31 | ↑ +77% |
| Highmark | Highmark Performance Blue | $89.31 | ↑ +77% |
| Highmark | Highmark Connect Blue | $89.31 | ↑ +77% |
| Highmark | Highmark Social Mission Managed Care | $89.31 | ↑ +77% |
| Highmark | Highmark Indemnity | $89.31 | ↑ +77% |
| Highmark | Highmark Managed Care | $89.31 | ↑ +77% |
| Highmark | Highmark My Blue Access | $89.31 | ↑ +77% |
| Univera | Univera Commercial | $95.10 | ↑ +88% |
| Cigna | Cigna Commercial | $129.74 | ↑ +156% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $146.24 | ↑ +189% |
| United Healthcare | United Healthcare Of OH Medicaid | $154.18 | ↑ +205% |
| United Healthcare | United Healthcare Commercial | $154.18 | ↑ +205% |
| United Healthcare | United Healthcare Medicaid | $628.88 | ↑ +1143% |
| United Healthcare | United Healthcare CHIP | $628.88 | ↑ +1143% |
| Highmark | Highmark Complete Blue Medicare | $753.94 | ↑ +1390% |
| Highmark | Highmark Community Blue Medicare PPO | $753.94 | ↑ +1390% |
| Highmark | Highmark Freedom Blue | $762.14 | ↑ +1406% |
| Martin's Point | Martin's Point | $819.50 | ↑ +1520% |
| Aetna | Aetna Medicare | $852.28 | ↑ +1584% |
| Highmark | Highmark Together Blue Medicare | $852.28 | ↑ +1584% |
| Highmark | Highmark Community Blue Medicare HMO | $852.28 | ↑ +1584% |
| Amerihealth | Amerihealth Medicare New York | $860.48 | ↑ +1601% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $860.48 | ↑ +1601% |
| Humana | Humana Commercial | $868.67 | ↑ +1617% |
| United Healthcare | United Healthcare Medicare I-SNP | $876.87 | ↑ +1633% |
| United Healthcare | United Healthcare Medicare D-SNP | $885.06 | ↑ +1649% |
| Molina | Molina Ohio | $893.26 | ↑ +1665% |
| Highmark | Highmark Performance Blue Enhanced | $1,193.68 | ↑ +2259% |
| Aetna | Aetna Commercial | $1,573.44 | ↑ +3010% |
Visitor-reported prices
Comments
Njx aa&/strd nrv nrvtg si jt at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $819.50 | $53.57 – $1,321.71 |
| Harlem Hospital Center | New York | $819.50 | $90.19 – $995.69 |
| Kings County Hospital Center | Brooklyn | $819.50 | $53.57 – $1,321.71 |
| Lincoln Medical Center | Bronx | $819.50 | $92.30 – $995.69 |
| Metropolitan Hospital Center | New York | $819.50 | $92.30 – $995.69 |
| UPMC Chautauqua | Jamestown | $633.60 | $77.10 – $950.40 |
| Queens Hospital Center | Jamaica | $819.50 | $53.57 – $1,321.71 |
| Woodhull Medical Center | Brooklyn | $819.50 | $53.57 – $1,321.71 |